We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Should I split one card three ways?
Kezza72_2
Posts: 5 Forumite
in Credit cards
I have a Halifax credit card with about £3,500 on it which has come to the end of it's 0% life. I have tried to transfer it to another card but am having difficulty getting this amount of credit. It looks like the only way to do it is to transfer it to about 3 separate cards.
Does anyone have any advice on what I can do?
Thanks
Kez
Does anyone have any advice on what I can do?
Thanks
Kez
0
Comments
-
I put a round the world trip onto CC,s a few years ago and have been BTing debts onto a load of cards which I then never use.I,ve just bought a new house which has put my mortgage up from 25k to 120k so was a bit worried about shifting my CC debts this year however Virgin gave me a 4.5k credit limit although I only moved 1.5k,my wife had a poor credit history which resulted in a "black mark" 5 years ago,Virgin gave her a 2k BT this time last year,maybe worth a try.Have also moved 1.5k to Citibank life of balance transfer offer in the last few weeks. Good luck.I have a deep burning indifference0
-
I found that Capital One gave me my biggest credit limit in recent times, you could try them, they generally have quite a long 0% period. Applying for more than 2 or 3 cards in a short while won't help your credit rating, so it's a bit of a catch 22.
Otherwise, you could try for a low LOB card.0 -
Out of the 7 or 8 cards I have which have brought down my Round the trip debt. Capital one were the only company that said no !I found that Capital One gave me my biggest credit limit in recent times, you could try them, they generally have quite a long 0% period. Applying for more than 2 or 3 cards in a short while won't help your credit rating, so it's a bit of a catch 22.
Otherwise, you could try for a low LOB card.I have a deep burning indifference0 -
scott_lithgows wrote: »Out of the 7 or 8 cards I have which have brought down my Round the trip debt. Capital one were the only company that said no !
Oh well, I guess my name must've been the one out of the hat that day!
As a rule I would say there seems to be no rhyme or reason to what card companies do
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards