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Egg Money Cashback Reminder!
Updated for 2010! Just a reminder for Egg Money cardholders: the cashback earnings shown on your February statement is paid in to your account in March, provided that you have accrued at least £5 in cashback. If you have less than £5 in cashback, you will lose it as it's not carried forward to the following year. The…
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should i max my card before swopping it to another 0% card
my 0% period is almost up and planning on swapping to another 0% card but should i use up my limit on it before doing this??
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Moved house - informing Barclays/Barclaycard of change of contact details...?
Hi there, just after a bit of advice. I have recently moved house and need to inform the bank and credit card - with Barclays/Barclaycard so I'm just wondering what the best way to do this is. If I go into a Barclays branch with ID and ask to change address I assume they will change my Barclays accounts BUT will they…
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Card limits and bank can make up it mind
My bank is nuts. I have Credit card with limit of £3000 and ask them over the web site to increase it to £3200. My bank said no, as I don't have high enough income. I thought nothing of it then today I get letter telling me that I have been giving new limit of £10000. Go figger. Started with an £3,000 limit Ask for limit…
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Halifax
Not a request for advice as such, just a bit of a warning. My OH has a 0% Halifax One card, and the 0% deal was due to run to late summer. He didn't set up a DD for the minimum payment (I did tell him to :confused: ) because he wanted to make sure he looked at what was on the card and paid more than the MP each month.…
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Eligibility for newly employed
If someone has had good credit on a student account, with an associated credit card and some debt although all in good standing, but has only recently begun to work (ongoing 'temporary'-category employment) then typically how long should they wait before applying for one or two other credit cards, in order to show a…
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Best card for use in Europe
Can someone suggest the best/cheapest credit card for buying things and withdrawing cash in Europe?
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Capital One and free alerts
Hi I have just seen an item on BBC this morning by a financial expert saying Capital One credit cards are now offering a free monthly text alert service linked to Equifax letting you know if someone has applied for a new loan etc and obviously if you know it was not you it is an early warning system for identity theft. You…
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credit card questions?
Hi, have decided to apply for numerous cards and to basically balance transfer my credit debts around but have run into a few quandries which I hope somebody can help ,me out with. I have 3 credit cards, an MBNA with £8000, a Barclaycard with £2300 and an Egg Card which is almost paid off, about £65 left. THe questions I…
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Credit Cards with free guarantee or other benefits
In the past Barclaycard used to give a yrs free guarantee with most electrical products that were purchased. They have stopped this and it costs £6.99 per month with an additions account. Does anyone know of any credit cards or bank accounts that currently offer this sort of benefit or any other benefits for free?
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American Express Cards
Is the criteria for getting an American Express card tight?
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No valid from date on credit card?
I got my new Paypal credit card, and just realised that there is no valid from date on the card, only the expires end date. First time it happened, all my cards so far had both dates. Now, when I buy online, both the valid from and expires end date are asked before processing the payment. Will I have some difficulties…
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Barclaycard problem
I got a problem with Barclaycard. In August 2007 barclaycard wrote to me offering a balance transfer of 0% till august 2008, and 0% on purchases till Feb 2008. I did a balance transfer of £1000. Since then Ive made many purchases on the card, at present up to £1600, Including the balance transfer. In the months since,…
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Advice Please
Hi all, just wondering if anyone can help, we have just found out that my dad has months not years to live with cancer, why are men so stubborn and keep these things to them self, all he says, I don’t want you all to worry, anyway after discussion he wants the house to stay in the family and so I will inherit it upon his…
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BT from Amex cards
I am struggling to get a transfer from my Amex account to a 0% Mint. The problem I'm told is that Amex cards only have 15 digit account numbers where the industry standard is 16. Natwest and Mint have told me that they can't do anything about it and Amex say it's not down to their system. Anybody had a similar problem ?
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HSBC Gold Card Visa and rate cutting
Has anyone had any luck with HSBC in getting the interest rate on their card slashed? Do they offer "retention" deals? If anyone has done anything like this, I'd be interested to hear about it. Thanks!
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Barclaycard, £1 Pending Transaction
I signed up for the Barclaycard for the free £25 but also find myself using it for online shopping because of the fraud protection. The said however, I seem to have a £1 pending transaction on my account. I monitor my Barclaycard at least once a week because I used it for online shopping. I spotted the pending transaction,…
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What to use in what order? - Hard earned cash or Credit cards?
Hello Experts, Can any one tell me the best way to spend my own savings and with Credit cards on big purchases? I need to fit a new kitchen and furnish my first house - lots to buy! My current money situation is - * £2300 on a Virgin Credit Card: Balance Transfers 0% until Feb 2009, 0% on purchases until Feb 2008. I am…
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Off Topic Question
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Accidental Underpayment of Minimum Payment
Hi! - I used an automated telephone payment service to pay the minimum payment of £55 pounds off my wifes credit card. Unfortunately, when the statement arrived it had a LATE PAYMENT PENALTY of £12 because I accidentally paid £50.55 which was actually a short fall not a late payment. We are now concerned that this mistake…
