-
New to this forum. Need some advice pls re; Barclaycard
Hi there, This is the only place that I can think to come where I might get some sensible answers as to what to do. I was out of work last year until March, when I started a new job. As I hadn't been working I had an agreement with barclaycard that I would pay £30 a month. My credit limit with them is £1200 (hardly…
-
Barclaycard won't allow me to Balance Transfer
I have a Barclaycard Platinum card with a £2,300 limit. I'm about £10 in credit on it at the moment. I called asking what interest rate they would offer me for a balance transfer and was told that a balance transfer was not available on my card. Anyone know why or how I can change that??? Why would a credit card company…
-
Any cards offering 6 or 9 month 0% on purchases??
Hi all, I wonder if anyone can help. I know the whole "credit crunch" issue will perhaps make this more difficult, but are any cards offering 6 or 9 (or more!) months with 0% interest on purchases for new applicants? If any of you kind people can also advise if they are likely to turn me down because of they are being…
-
AMEX 5% Cashback card - query.
Apologies if this has came up before, but I can't seem to find any information on it. On the Platinum 5% cashback card, the moneyback rates are tiered with 0.5% offered for upto the first £3.5k spend. The introductory offer gives 5% on all spend in the first 3 months upto £4k. I have now maxed out my £4k limit within the…
-
Problem with Egg
I am unhappy with Egg at the moment. Although I do not spend more than I have available, when they add their charges/interest on every month. This brings me over my limit so they then charge a £16 overdrawn fee. I am only overdrawn because of the interest that is added. Also they never stop the card when you have reached…
-
Credit Card in Post
Don't know if this is the right section really. I have recently in the last couple of weeks received 2 different credit cards in 2 different names to my address. Pin numbers followed shortly after. Obviously I have rang the companies involved and explained that these people don't live here but what I can't understand is…
-
Reclaiming help desperately needed
Having decided to take the re-mortgage route to paying off my credit card debts it came to my attention that my partner had run up a whole load of other debts (approx £16k) resulting in several CCJs. We are going to pay this off on the mortgage but these extra bad debts are for the likes of Next, Marks and Spencers +…
-
How Do You Close A CC?
Hi there; I don't usually post on this board but was wondering if anyone can help me; I have a TopShop Store Card (GE Money) opened Xmas 2005; and stopped using it in summer 2006 (the balance is cleared). I want to cancel the card completely; just for peace of mind. Does anyone know how you do it? I've seen warnings from…
-
missing tax rebate
we're waiting for a tax rebate that revenue & customs say they paid to our accountant 4 months ago.The accountant said she hasn't recieved it, and that it goes via other people. Is this true? Who should i start taking it up with?
-
Warning high interest card 39.9 APR
This is to warn everyone of this extremely high interest rate. I received an email - today copied below:- At Vanquis we think that more people should have the chance to have a credit if they want one. And that includes you - if your circumstances have recently changed, you've got little or no history, have had problems in…
-
Money Transfers from Credit Card?
Can you transfer money from a natwest credit card to someone else's bank account?
-
Using a Credit Card to Pay Bills / Mortgage
Hi, Hope I've put this post in the right place............. I currently pay monthly for my home insurance through my Tesco credit card in order to earn extra Clubcard points. It just got me wondering if there is any downside to doing this and if not, is it possible to pay all my monthly bills (or most of them) via this…
-
Online credit card purchases are NOT as safe as you might think!!!!!
I would be grateful if you could let your readers know about this problem I have with both Paypal and Barclaycard. It is a very common belief that should you make an online purchase using your credit card you are safe and that if things go wrong you can get your money back. How wrong can that be in this instance! Before…
-
Help - in dispute with credit card re fraud
Hello, I'm struggling to convince my credit card (Halifax) that I have been a victim of fraud so would appreciate any advice I can get. Basically I suddenly get a statement from them for a £20 charge from 02. This was a surprise to them as I had not used the card for over 12 months. From my point, a card being used after…
-
Just a general question regarding egg
Hi, I was approved for an egg card a few days ago and the credit limit they set is nowhere near enough to cover a balance I wanted transfer, i've asked them to increase and gave a reason and just waiting to hear from them. The interest rate on my current card (Halifax One) has just gone up a ridiculous amount so i'm trying…
-
Ulster Bank and Barclaycard
I took out an Ulster Bank credit card because it was 0% for 6 months with no transfer fee. The 0% period has now come to an end so have looked at alternatives and decided to go for the Barclaycard Platimum which is 0% for 14 months but with a fee of 2.5%, this all went through very quickly and so swiftly got on to…
-
Credit Card Scams
Credit Card Scams While there are many reputable providers of credit cards, there are also many scam artists swimming in these waters. The crooks prey on consumers with problem credit by making an offer that, if you think about it, sounds too good to be true. The magic words that so many rip-off artists use are: “You have…
-
Consumer Action 2007 Credit Card Survey
Consumer Action 2007 Credit Card Survey Amalgamated Bank of Chicago • 800-365-6464 Gold Card* Annual Fee : None * APR : 12.75% V * Additional Information : Grace period: 25 days. Cash advance fee: 2.50%/$2.50 min./$30.00 max. Late fee: $25. Over limit fee: $20. APR is Prime + 4.50%. Gold Plus* Annual Fee : $45 * APR :…
-
Abbey Credit Card
Hi, This is my first post on the site so please bear with me. I have the above card and tried, today, to balance transfer to my newly acquired Barclaycard to take advantage of a 0% deal only to be informed that it couldn't be done. This was due to the fact that Abbey have now been taken over by Setanta and they in turn…
-
Credit Cards likely to offer higher limit for people with good credit score?
As far as I am aware, I have a pretty good credit score. I need to transfer balances from two cards to a new interest-free card, but I need one which will give me a good enough balance to play with. I can not have an MBNA card, Egg card, Virgin Card or Halifax card (had these in recent years). Any ideas of who will be more…
