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Hi-Please help! Barclaycard £25 offer
Hi Just wondering if anyone took out the Barclaycard one pulse credit card for the £25 credit offer as recommended on moneysavingexpert.com in December, and if so, did you have the £25 credited to your account? I clicked on the link from moneysavingexpert.com, read about the card including the £25 credit if you use your…
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Gone over credit limit on Egg Card
Hi I've got an Egg card with a £1250 Limit and pretty much maxed it out over Christmas. I have just had a look online at my account and a payment i forgot about was taken out on the 17th of Jan which took me £4.25 over my credit limit. My statements are on the 17th and payments are on the 30th of each month. I have had the…
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Debt Collectors allowed to force entry?
Hello Please help My girlfriend recieved a letter from Ruthbridge on Friday, the details are below They give some information, such as Their ref, Their Client, which is Cabot Financial Europe Limited, their Clients Ref and balance, which is 2048.04 It then says We have been instructed by the above named client to retrieve…
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Paying off Student Loan with Cashback Credit Card
Forgive me if this has been asked and/or answered before. I am planning on paying off my student loan by using my credit card that pays 4% cashback (cost of using credit card - 1.5%) so am already 2.5% up. The credit card will then be paid off fully straight away. However, I'm concerned that I may be charged by the credit…
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MBNA suddenly incerased my intrest rate on credit card balance what should I do!
I have 2 MBNA credit cards taken from them 2 years ago. initially they gave me 9 months 0% balance transfer.but at the end of 9 months I could not be able to pay. after the interest free period is over one fine morning they phoned me and said they did a credit check on my details as i did not pass they increased the…
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Warning: Mastercard data compromised
It seems Mastercard data has been compromised: Friday last week I was contacted by M&S Money, telling me that my credit card details had been compromised and asking me whether or not I recognised a transaction on my card from Consumer Credit Solutions (CCS). Since I am no longer using my &MORE card for any purchases but…
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just done a balance transfer....
i have just balance transfered 2k from my halifax one card to a barclays 0% card. i have seen online that the transaction has taken place and i have phoned to close my halifax one card. the operator said " ok, its closed" but the account is still showing online and says 'next payment due 28th jan' the transfer has happend…
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Firm bankrupt but I paid on my credit card
Can anyone help with some advice .... I bought a gym membership on my credi card (Goildfish) last summer around (£200) and a couple of weeks later the gym closed and last week the owner went bankrupt. I realise I'm bottom of the list when it comes to handing out the cash from the business but seem to recall hearing you…
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Overdraft onto credit card?
Hello, I have a long standing overdraft of around £1200 which cost about £40 a month in interest. Is it possible to transfer this onto a 0% credit card? My existing mint card won't let me as they class it as a cash transfer? Thanks
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Lloyds TSB Airmiles Duo - Mis-sold
Morning - I am new to this forum so I hope I am posting this in the correct area. Approximately a year ago I was approached by Lloyds TSB to change my Lloyds TSB Platinum Visa card to a LLoyds TSB Airmiles Duo account - I was told that as it was a new card type I would get 1000 complementary airmiles as an incentive to…
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Best Credit card to take abroad
Hi I am going away next week I would like to take a credit card with me just in case I need to buy anything expensive. Which card would be best in terms of charges and exchange rates??? Thanks
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finally free of Barclaycard's 22% interest!!
The prologue At christmas I had a couple of days off to have a look at my bills, finances and such like. I have everything on standing order and direct debit so I guess I got complacent. I noticed that Barclaycard were spanking me for 22% interest Obviously I duly called them and asked them what they could do. Fair play to…
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Should I keep cards free for the future?
Hello, I have started thinking about finances for this year. The main issue I'm having is whether or not to keep the number of credit cards I have (soon to be freed up from balance transfers) or to get rid of most of them. On the one hand, I've read that cancelling cards can improve your credit rating as it indicates less…
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i dont understand!
Hi all, i want to move out my parents house, and need £1000 for a deposit. Is there a way of getting this amount on a card with 0% finance? like a balance transfer or similer? I have never owned a card, and dont really understand how they work. so any advise will be much appreciated.
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Using HSBC Internet Banking to pay off a credit card
Another dumb question, I do apologise. I have HSBC internet banking. I want to make a credit card repayment through it. In their 'make a payment' section HSBC give you two options - enter a name, sort code and account number manually, or you can select something off a list. My credit card (Post Office Mastercard) is listed…
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HSBC Credit Card £20.00 cash back @ Quidco.om
Hello all, After looking at Credit Card for Spending on this site I noticed HSBC offer 12 months 0% on purchases. If you apply via Quidco they will pay you £20.00 cash back. Hope this helps someone. Quidco also have £41.00 cash back for an accepted Goldfish card. Cheers Pablo
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Egg Money wont increase my Limit
Hi I have an Egg money card which I have had for about 2 years. I used it to live on and pay it off every month. Normally about £1000 a month so not to incure any interest, I havent missed a mortgage payment or credit card payment in my life. But they wont increase my limit when I do an online request ? In 2 years (when im…
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using a virgin cheque
Are virgin cheques expensive to use against my credit card? Why i ask is i have found someone that is selling an item i want and collect,its expensive and i dont have the money in my bank to cover the cost,and as i would need to transfer the money overseas to a company i deal with i would need to pay this cheque into my…
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Best Credit Card Purchase Protection?
I am thinking of having some double glazing put in. I'm thinking of putting it on a credit card and then paying it off full; Not using their finance!:money: However, what protection does a credit card give me if I use this method of payment, should anything go wrong? i.e. bad installation, windows not as good as described…
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New to credit cards
Hi all, I'm moving out of my parents home next week and thought I might get a credit card for bits and pieces I might need. * Is there a charge to apply for a credit card/not using a credit card? * The 0% until Feb 09 Capital One card - does this mean I don't have to make a payment until Feb 09 or do I still need to repay…
