using a virgin cheque

bwatt00

Are virgin cheques expensive to use against my credit card?

Why i ask is i have found someone that is selling an item i want and collect,its expensive and i dont have the money in my bank to cover the cost,and as i would need to transfer the money overseas to a company i deal with i would need to pay this cheque into my bank account from virgin so i then have the funds required and can then send overseas.
Is this recommended or a bad move and what would the the cost,fees charges for doing such thing,meaning how could i work out what it would cost me if i did this on the long run.
I might not see the item again and as its something i collect and have not seen another in 9 years of collecting and as i dont have just enough funds in my bank to cover it,if this was a good or bad option to pay a cheque into my bank.
Ideally would have been great to have had the company overseas just charge my card,but they prefer a bank transfer for this amount and anyway if they did want to use my card the fee would be 4.7% as thats what they are charged.

YorkshireBoy

Are you in your introductory period?
Is there a balance on the card now?
Has the account been well managed?
What's your 'cash' advance interest rate?
Is there a fee for the cheque, usually 3%?

bwatt00

YorkshireBoy wrote: »

Are you in your introductory period? yes but almost up i think.
Is there a balance on the card now? yes
Has the account been well managed? yes
What's your 'cash' advance interest rate? have no idea
Is there a fee for the cheque, usually 3%?

says on cheque book 2% min or £35 max

also got a letter from them just days ago saying i have till june 2008 0% on card purchases what does this mean?
I thought my 0% was up or just about up does this look like they have given me longer or just maybe just on purchases and what would this mean if i used the cheque above,i really dont know the ins and out of what they do and how the deal with this etc.