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AMEX 5% Cashback card - query.

Apologies if this has came up before, but I can't seem to find any information on it.

On the Platinum 5% cashback card, the moneyback rates are tiered with 0.5% offered for upto the first £3.5k spend.

The introductory offer gives 5% on all spend in the first 3 months upto £4k. I have now maxed out my £4k limit within the first 3 months.

Does anyone know whether my remaining spend will be charged at 1% or 0.5%? That is, does the initial £4k spent during the introductory offer count towards the £3.5k threshhold or do I now have to spend another £3.5k before starting to get the 1%?

I hope all that makes sense ! Any help will be gratefully appreciated.
Whilst my posts do not constitute financial advice, I am always, without fail, 100% right! :D

Comments

  • As your total spend is now past the £3,500 threshold, you will earn at 1% on your additional spend. When you pass £10 k you will earn at 1.5%.
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