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Reclaiming help desperately needed
AJS
Posts: 9 Forumite
in Credit cards
Having decided to take the re-mortgage route to paying off my credit card debts it came to my attention that my partner had run up a whole load of other debts (approx £16k) resulting in several CCJs.
We are going to pay this off on the mortgage but these extra bad debts are for the likes of Next, Marks and Spencers + catalogues etc. There will be loads of late/missed payment charges and I was wondering whether we can use the same re-claiming method as credit cards for the store cards and catalogues ?
Hope somebody help shed a small ray on light on our depressing situation.
We are going to pay this off on the mortgage but these extra bad debts are for the likes of Next, Marks and Spencers + catalogues etc. There will be loads of late/missed payment charges and I was wondering whether we can use the same re-claiming method as credit cards for the store cards and catalogues ?
Hope somebody help shed a small ray on light on our depressing situation.
0
Comments
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Can't do any harm to try . I know in other sections, there's discussions on the credit card charges, no reason why it shouldn't apply to store cards.
Have a scout around this section for starters:
http://forums.moneysavingexpert.com/forumdisplay.html?f=102
Good luck."A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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