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Best chance of high credit limit - Natwest Platinum or Natwest Gold?
I think I should just about scraoe through the requirements for a Natwest platinum card. I am 28 (you need to be 25) and I earn £26.5k (you need to earn (£25k). For the Gold card, you need to be 21 and earn £20k. I want a credit limit of about £7k to be able to transfer all my balances. If I applied for the Platinum card…
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Barclaycard Payment Protection Plan...I've only just noticed!!!
I am sitting here stunned at how stupid and unaware of my finances I am after going through my CC bills this morning with a fine tooth comb. It is only from finding this site a few weeks ago that I have really taken stock of where my money is going and what to look for, and I have only just now realised that I have been…
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Debit Card Skimming/Fraud
Hi - I have just started to look at my bank statement and noticed a few transactions that I have never made (mainly because I was out of town!). I live in the warrington (cheshire) area and was wondering if anyone else had cash machine transactions that they never made at Halifax ATMs or others? My card is with the…
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How do you get % C Card when have Bad Credit
It's a chicken and egg situation. I have 10k on a credit card and need to get it over to a 0% balance transfer card, as the interest is crippling me. But I cannot get a 0% new card, because I have issues on my Credit rating from around 5 years ago. Can I get a any such card or is there a better way can I manage this…
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Has Sainsbury Bank given up responding to it's email?
I have sent several emails via their site, starting before Christmas, and not one has been answered. Is it just me or are Sainsburys not interested in their Customers?
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Any recommended cards for moving £1900 to 0%, reasonable credit rating?
Hi, I've got around £1900 on a Halifax card and I wish to pay it off in the next 12 months - can anyone recommend a way of moving it to a 0% card? I have had the odd late / overlimit fee in the past (notably in the last six months too unfortunately) - any ideas would be greatly appreciated! Ruairi
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Pre-Pay Credit cards
Been hearing lots about this just wondered if they are any good and who the best provider is etc.
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what would be quite a easy card to get
with 0% on balance transfers. i have been doing this for 8 years but a little affraid that i could be turned down with the credit crunch i only have 1 credit card with halifax with 500 on it
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payment on day
made payment on due date in cash at Barclays for Barclaycard credit card yet incurred late payment charges. Is this right? Because I have now lost the 0% interest option on this card .
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Time to put the credit cards away
Those credit cards are starting to become dangerous.... http://firstrung.co.uk/articles.asp?pageid=NEWS&articlekey=8877&cat=44-0-0 "2007 saw the UK 'spendemic' spiral out of control.4.8 million adults spent more than they earned, 9 million just broke even and on average consumers had just £157 left at the end of every…
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Balance Transer - doesn't make sense
Hi i've been accepted for a HSBC CC and they have sent the credit agreement for signing. They don't tell you at this point what you're credit limit will be but insist that you return the yellow sheet with information about what balances you would like to transfer now. How can you decide when you don't know what the limit…
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claiming/complaining under the Supply of Goods and Services Act 1982
Hi I have been looking, honest, but I can't find a template for a letter of complaint. I paid for some flooring and under-floor heating to be supplied/installed and now the heating is not working. I have written to the company already without any joy. Trading Standards are advising me to write to the credit card company as…
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Help - Don't believe debt is mine!
Post deleted.
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stop interest + reduce
As i am having problems paying my credit cards, is it possible to stop the interest and make a token payment or reduced payment? I have not used them for a long time and am just paying the minimum payment, so they are no good to use just now.
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Equal liability
Are there any exceptions to the equal liability law? I have paid a UK Agent a reservation deposit on an apartment abroad by credit card and they have gone into Administration. Just wondering if there may be some way the credit card company will try to wriggle out of it :confused:
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HSBC credit card
I cleared my credit card in full! I then got a bill for £10-49 interest! I rang the call centre, but after speaking to three people I could not make them understand that if you clear the full amount by the deadline there is no interest. The young lady at the local branch got it put right, but she had to speak to three or…
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Nationwide credit card
We would like to apply for a nationwide credit card. Do we have to open a bank account with them first. When I go into the website, that's what it seems to suggest.
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store cards
Do you follow the same rules with store cards like argos and toyz r us for claiming back fee's/fines as you would with credit cards? Any ideas? Cheers. please ignore poll as i have to do it to continue, i pressed wrong button, and thanx for the people that voted, very funny.?.
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0% Purchases Card
Hi, I'm going to be paying off a holiday soon and what with cash being tight at the moment I was looking at getting a 0% on purchases card. I did see one not so long ago giving 15 months but I think the best at the moment is 12 months? Question is though does the 0% start as soon as the card arrives and do they charge…
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Interest free period and buying abroad
I am going to America and will be buying a gift costing around £1500. I don't have the money in my bank, so I was thinking of getting a credit card to pay for it in the store there. Capital One Card has "0% on purchases until your February 2009 statement". However it states that the interest free period is a "Maximum of 56…
