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Credit cards

Archives for August 2007

Cash balance and purchase balance on Barclaycard
A few weeks ago I withdrew £200 cash on my Barclaycard (naughty I know). Although I knew I would have to pay a cash advance fee, I decided to pay off the whole bill the next day to avoid interest on the cash advance (as the interest would be payable from the date of the transaction not the date of the bill). It took a few…
Booking flights, car hire and hotel on credit card !!!
I've never had a credit card and don't really want one but have been told that I will need one to book flights, car hire and hotel when I visit Italy next year. Why is this? If I do get one where do I start? Can someone help ? Thanks x
Capital one transfer fee, help?
Hi there, I wonder if anyone could help. I took out a capital one card and they charged me a fee of 3% to do the balance transfer (amounted to £435) they have now reduced this fee to 1.7% for new card holders . I wrote and asked them how they justified the 3 % since they have just nearly halved it and whether they would…
Cahoot webcard - list of retailers who don't accept it
Cahoot webcard is fantastic when it works but have noticed that it doesn't seem to work on quite a few sites. Maybe we could come up with a list? I only started using it again recently - here are the ones that didn't work: Dell.com tesco Groceries Play.com travelodge it seems to work when you phone up and the company…
Abbey Credit Card problems, please help
Hi, Please can someone advise me on what I should do next? I have an Abbey Credit Card, which up until May gave me no problems, I was getting my statements and I had online access. Then in June I stopped getting statements and my online access stopped working. My company requires me to submit statements on a monthly basis…
Help!!!!!!!!Barclays bank
Hi guys i am new so please be gentle with me. Can any one give me a bit of advise please? I stupidly bought an item on e-bay (£577)the seller asked me to pay cash directly into his bank account(barclays)for which i am a customer to he gave me name of account holder,address,bank acc number and sort code before i paid in the…
Egg Credit Card
Well I got my new egg card and activated it and everything and that was fine, until someone from 'egg securities' wanted to speak with me. I obviously said no and I'd call them back. Called back at 5:15pm after work to get that the department is now closed and only open till 5pm. They have blocked my card as I don't have a…
Credit card search
I'm a newbie, so hello to everyone!!! My question is.. Is there a simple way of finding out what credit cards you have that are still active? The reason I asked is because I recently opened a new online bank account, and had to contact them because the website said I had already registered for online banking with them,…
Balance Transfer between Euro and Sterling
I have a Euro credit card from which I would like to do a balance transfer to a Sterling credit card (i.e. I would like to apply for a UK credit card which allows me to do a balance transfer from Euros)...is this possible?
GE Capital Burton Storecard
This is a bit of a weird one and I didn't know which section to put it in but please bear with me. I rather foolishly, when I was young and still had hair (1996), opened a Burton storecard which was managed by GE Capital bank. In 1999 I moved house and this is when my troubles began. I told GE Capital that I had moved…
Natwest Overlimit charge
I have a Natwest Credit Card with a £400 credit limit on it. Recently I spent £500 on it after forgetting what my limit was, so when I got the bill in the post it was for £500 + £12 over limit fee. I went to the bank and paid £512 in full a whole 10 days before the payment was due. I thought that balance would now be…
Have HSBC Livecash & Rightrack been removed?
They seem to come up with Mysavings now instead of the above. My livecash account is unaffected, but I should be going to rightrack now.
HSBC What a CON !!!!
I transferred money to my new HSBC credit card with a promo offer of 6 months 0%. I opned the account in April, but no money was transferred by HSBC till beginning of June when i made my first payment. They are now saying that the first 2 months before they transferred the money was part of the 6 months promo - in effect I…
Online Money Transfer
Hi, I'm interested in discussing about the online money transfer safety. Anyone who is interested in joining me is welcome. We can discuss about online money transfer, advantages of online money transfer, and other aspects related to online business.
Credit report error - but they still took the money!!
Hi, I am curious about my credit report so tried to apply to experian online just now and it came up with an error which said: "Unfortunately, we could not process your application for a credit report because we were unable to fully confirm your identity based upon the information available to us. In order for your…
Does being refused credit affect a re-morgage?
Can someone please tell me if because my partner has been rejected for a credit card - even though we know that he has fairly good credit history, if this will affect us being able to re-morgage (due to the fixed rate coming to an end) our house in january? This may sound silly but I am getting worried about this. Any help…
Wooo, up yours BarclayCard!!
Just paid off remainder of balance online with debit card (£120), was around a thousand about 3 months ago, great feeling :) Can't wait to call them tomorrow evening (usually takes a working day for funds to clear off account) and tell them to firmly shove the card up their backside :) Will probably have a few pounds to…
56 day interest free
My card (capital one classic) doesn't have the 0% for x months perk as I'm a student and am trying to build a credit rating/history. So I figured I can just use it for general expenses and pay it off each month and not get charged interest, yet reading the T&Cs it mentions a maximum of 56 days interest free. Does this mean…
American Express credit card offer
Last year I took Martin's advice and took out the Am Ex Platinum credit card which offered a 3% introductory offer for the first 3 months. I waited expectantly for the year to see my cash back but I was not given the introductory offer. You have to work out the percentages carefully because of the scale that they use. I…
m&s cc card quidco?
can't see quidco for m&s card is it on another site? thanks

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MSE News

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Base rate held at 4.25% – here's what it means and when it might be cut next
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Credit cards

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