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credit card name lost
hi I applied for a credit card from martins site about two weeks ago. I was approved but never recived form to sign. I thought it was Ulster Bank, but you can not apply for this on line. Does anyone know the name of other Irish bank that Martin reccomended as this is no longer on site Thanks
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Requesting interest rate reduction
Hi everyone I'm new here so forgive me if this has been asked before. I'm stuck in a situation where I'm paying high interest on credit cards but cannot change to another card because I now don't have the income to apply for a new one. I was employed when I first had the cards but am now self employed with a much lower…
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egg closed my credit card and said nothing
a few years ago i was in uni, i maxed out 3 credit cards..... i always paid minimum payments on them........ however last month my egg card had expired..... and it wasnt replaced..... so i phoned and asked where it was???? it was a £500 limit... now on £400 they said they had closedf my account and basically all i was…
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Barclays Cardholder Protection - Should I Renew?
Have been with Barclays for many years now and have just had the renewal come through for £70 covering the next 3 years (both me and the wife). I have always tended to renew in the past based on the 'fear' factor. However I'm really starting to wonder about the benefits. I really am not bothered at all about replacement…
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Best credit card to use as company fuel card?
I'm just about to start a new job and have been offered a company car. They've also promised to pay my fuel to and from work and for business use in reinbursements to keep this simple i'd like to keep it all on one card and pay it off at payday since there will be a 4-5 week lead time does anyone have any suggestion as to…
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Interest rates
Hi everyone I'm new here so forgive me if this has been asked before. I'm stuck in a situation where I'm paying high interest on credit cards but cannot change to another card because I now don't have the income to apply for a new one. I was employed when I first had the cards but am now self employed with a much lower…
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Applying for new card - queries
I'm thinking about applying for a new card to transfer my Egg card balance (16.9%) over to. The M&S card looks good with a low lifetime rate, and no BT fee (I've heard these can be counted as a purchase and therefore charged interest at a high rate). Two things that may affect it - 1) I'm about to close an old current…
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No interset free period on the Balance transfer fee?!
I did a balance transfer of £2000 to a Tesco mastercard 2 months ago, to make use of the interest free period. However, I have received a statement today which says I will be charged interest of £27.47 next month, even though I have not used it for any new purchases. I phoned customer services and they total me that the…
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What's in your wallet - Gambling Costs that's what
Anybody heard this one before? Purchased a Virgin pay as u go Mastercard cost £9.95.........you top it up and use it like a big boys credit card. When it's empty you top up again....etc etc. Paid with a real Capital One Credit card and payment handled by www.360money.com (pre-pay card specialists). Capital One sent me a…
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Virgin Interest Charge
I just received my statement from Virgin showing an interest charge of £30 evnthough I paid off the full amount by the due date shown on the statement.On querying it with Virgin ,I was toldthat as my interest free period ended on the 21st July(3 months interest free) and I didnt pay off the full amount 'til 17th August ,I…
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Halifax Collection Agents
In june this year i agreed a payment plan of £5.00 per month for 12 month with no interest for one credit card. i got this in writing to confirm it. a month later i was falling behind on mastercard and called again and they agreed that i can pay £5.00 per month for 3 months for this card with the understand that intrest…
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Doesnt Make Sense?????????????/
i recently tried to get an engagement ring for my girlfriend and was declined, ive always seemed to have problems with credit for some strange reason, i joined experian and looked at my report which shockingly was good, i missed 3 payments on a loan juat under 1 year ago but everything else was good. i got them to tell me…
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How do I do it
I have spent the last year being a bit more decadent than I really should have. I have managed to rack up a bit of debt which I want to get rid of quickly and hopefully get myself into a saving money/making money situation. I've noticed some stuff about Stoozing, and I am tempted to try it, but wondering if I've got the…
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VueEntertainmentBirkenhead: Credit Card Unauthorised Transaction
Hi All Just checked my online account, and saw 2 transactions for VueEntertainmentBirkenhead @ £4.60 each. Did a Google search, looks like cinema tickets, which I never buy, so contacted my bank. (Card is a Visa, but tied up with my bank, OneAccount, so gets cleared each week. Luckily I can see pending transactions a week…
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Rewards Advice
Hi I'm a bit new to all this forum stuff, but i am after a bit of advice. I am looking for a credit card that will reward me in miles. Basically i have my own business and when i buy stock i use my credit card, this can amount to anything between £2,000 and £3,000 a month. I pay this credit card statement off in full each…
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My Advice Avoid Ulster Bank And Bank Of Ireland...
I recently undertook Ulster and Bank of Ireland credit cards from recommendations on the moneysavingexpert website and found their process of balance transfers appalling. Firstly Ulster only give you minimal credit and thus gaining increases is a very tricky process involving proving other income/savings and takes up to…
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Is it a legal requirement for credit card companies to offer direct debit facility?
Is it a legal requirement that credit card companies must offer the facility to set up a direct debit either paying off the full or minimum balance each month? Thanks
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halifax credit card
please can i have advice on my halifax credit card i sent my letter (recorded delivery) requesting my 6 years worth of statements it has been over the 40 days i rang them and they are now saying it will take another 10 days also am i claiming back the interest or my credit card protection that i had with them…
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Which card ?
Has the lowest fees/interest rate on cash withdrawals please ?
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county court judgment
Hi, looking for some advice, I have maxed my barclaycard visa out and subsequently moved overseas, I dont have a valid c/c to check my credit rating with experian / equifax but am planning on returning to the UK, how can I find out whether I have a ccj or what my current credit rating is?
