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HSBC What a CON !!!!

Godiva500
Posts: 444 Forumite


in Credit cards
I transferred money to my new HSBC credit card with a promo offer of 6 months 0%. I opned the account in April, but no money was transferred by HSBC till beginning of June when i made my first payment. They are now saying that the first 2 months before they transferred the money was part of the 6 months promo - in effect I have only 4 months 0% interest on this card!!:mad:
I need to change again - any ideas anyone? What is the best route to follow or card to get?
Thanks
Veronica
I need to change again - any ideas anyone? What is the best route to follow or card to get?
Thanks
Veronica
0
Comments
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Just look at martins best CC article on the main site..0
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How is it a con?! You were offered 6 months 0% which is what you got, if you didnt use it for 2 months then thats hardly HSBC's fault!0
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the best offers are between 12-15 months check a credit card comparitor.
IIRC the RBS syndicate (RBS, ulster, natwest) is the best offering at the moment0 -
It's not a con that's how they all work, you get 6 months(or whatever the deal is) from the date you open the card.DFW no.630!
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Better to understand how these things work rather than use factually incorrect sweeping statements claiming you've been conned when you clearly haven't.
OR are you saying HSBC took 2 months to action a BT request ?0 -
Yes I am saying that it was a few weeks before they transferred the money from another account- I opened the account in April, and the first payment was June.
I do think and expected that there should be 6 payments then revert to the normal interest rate.
I have now changed my card to Nat West.0 -
But what was the exact date you requested the transfer ?
And the exact date it was transferred to your account.0
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