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Stroud and Swindon CC
I applied and was accepted for a Stroud and Swindon CC and my understanding from here was that there was no BT fee...I'm sure it was in the best buy article a few weeks ago...anyway I applied on line and received my acceptance today onlt to find that they now impose a 2% fee capped at £100. Am I imagining it or was this…
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Claiming Credit Card Late Payment Penalties
Brand new here, just this minute joined, what an amazing site! I am currenlty helping my student son reclaim charges from Lloyds bank, started out at around £50 overdrawn, is now almost £500:mad: Anyone have any dealings with Lloyds? I am going to try to reclaim my credit card late payment fees but am not sure where to…
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mother in laws cc
hello is it possible for me to pay my mother in laws CC from my bank account via direct debit.
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Can i transfer my o/d to a 0% int credit card
Hi there all, this is my first post, so i hope it's in the right place. Can i transfer my £2,600 overdraft over to a 0% interest credit card (like a balance transfer) and is it a good idea? We virtually live in our overdraft but we're paying about £30 each month on charges and interest, so rather than the bank have it, i…
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What would happen next?
Could you give me advice on what would happen next if I was to talk to my cc providers and say that I was struggling to meet the monthly amounts? Thank you
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Egg Card - cash advance fee - Virgin Games
Hi I just realised that when using my egg card to load money into my Virgin Games account i have been charged cash advance fee! They told me that using the card for gambling is classed as a cash advance! I only joined to get my quidco cashback. Steve
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Debt after Death
I wonder if someone could answer a query for me, as I've been asked and I don't know what the answer is. A couple we know, the husband is terminally ill and not likely to last long. They have their own CC's, but they are additional card holders for each other on some of the cards. Due to pre-existing disability (although…
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Barclaycard 3% cashback a lie?
I applied for a Barclaycard because I was sent a brochure saying it will provide 3% cashback on supermarket food and petrol purchases. At that time, it seems great because I shop regularly at ASDA and getting 3% cashback on that is great! So when I got my card, I happily spent about £60 on Barclaycard thinking I'll get…
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Build up Credit rating to get a credit card - aged 18
I turned 18 in march and havent had anything borrowed or any cards taken out in my name hence no credit score. How would i go about getting a credit card? ive got a debit account which has between 250-300 goin in a week yet still cant even get an agreed overdraft in that? thanks James
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Closed two accounts
Previously tried applying for a 0% interest card but was declined, I think because I have two other credit cards which I dont use, so i've now closed those accounts. How long do you think its safe before I retry my luck with another company for a 0%?
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Slow stooze versus cashback.
This is something that I've meant to look at for a long time, and now is the time. I currently open a 0% purchase CC account every few months and run it up to around £3K. So I've got around £3K of 0% money to put into a 5.45% savings account like Hisave or regular savers etc. The other option for me is a cashback card…
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Help on Paying of Credit Cards
Hi All, My partner has just sold her house and has 2 credit cards that she wants to clear. She has had an agreement set up to pay £10 a month on each card until the house is sold then clear the cards. Lloyds card has £12,000 :eek: on it and the other has £7,500 :eek: on it. We were both wondering if there is a good way of…
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Is it worth the fee?
I'm not sure how to work this out, I've just got a new card with a £4000 limit. Its 4.9% life of balance and I want to switch some money from a card I've got which is 6.9% life of balance, but there's a 3% fee, which I make to be £120. I cant pay it off for a while, maybe a couple of years, is it worth switching?
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Pay as you go credit cards
Does anyone have any good advice or experience about pay as you go credit cards for people who need the convienience of a cc but can't get credit? I have searched the site but can't find anything, it would be good to see Martin Lewis do an article on them.
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Which banks own which c/c providers?
Hi Question in the title really...who owns which credit card providers - I recently applied and got Virgins 0% card and they informed my that I already had an Abbey card with them and did I want to cancel it (I did) - just got me wondering who owns what? Many Thanks
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interest charges
hi can anyone help just paid off my egg card balance which i got from egg internet site way before payment was due and asked to cancel card just been informed by email that interest still owing due to time between payment clearing is this legal can i get out of paying as i feel like it is a rip off as i have paid in full…
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Newbie to Tarting and struggling to get enough credit limit
Currently have £4,000 sitting at 0% on a Sky Card. The 0% expires in early January 2007 so I've started looking for a new card to BT onto that do not charge a BT fee. I have applied at Norwich and Peterboro (6 month 0%) and was immediately accepted but only got a £2,100 credit limit so I need another card. Just applied at…
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Blance transfer for existing customer RBS
Hi, I thought I'd do a balance transfer between my existing cards as I've been declined a new one by HSBC. Called up RBS and they said there is no balance transfer deal for existing customers however on Martins chart http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1102103277,92385, it says they do 6.9-7.9% LOB.…
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MBNA,Can they do this
Hello, my bank of scotland card was transfered to MBNA, about 1.5 years ago, i have been paying this balance off for a couple of years with no purchases, they have just increased my interest charges from 16% to 28%, thus i am paying an extra £60 interest per month in interest on top of the interest that they charge,…
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I need urget help and advice for my credit card
Hey all, I'm with halifax, am about 300-400 quid over my 1000 limit, im only a student and cant come anywhere close to payin my 50-60 quid minimum payments despite working all hours, i get a monthly charge of 25 quid over limit fee, and normally a 25 quid late/no payment fine. My question is, is there anyway to freeze this…
