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How do I get a CC now I'm temping?
Following a change in my personal circumstances, I left my job of the last 15 years in September and decided that after a couple of months holiday,I would work as a temporary secretary as and when I wanted to. I have registered with a number of local agencies and am about to start an assignment with one of them shortly.…
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frustrated with CC application please help!
And very sorry if these questions have been asked a million times before, but I feel very frustrated and confused :confused: My 0% HSBC card is about to run out and I've just tried to apply for another balance transfer (MBNA) and been rejected. The reason being, they say, there is no record of me ever having had any credit…
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Letter from AmEx
Well - I got a letter from AmEx the other day - expecting a (like a lot of others) "we're closing your account" or "we're lowering your credit limit". Neither of these will bother me - I stopped using it when they changed the cashback teirs earlier in the year - Egg is more profitable for me. Maybe when egg change the…
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Barclaycard just dropped my APR
As title - Barclaycard just dropped my APR on my Platinum Card from 14.9% to 9.9%. Still 27.9% for cash though... Never pay interest on it anyway, just wondered if they'd done the same with others? G
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Barclaycard ANNOYED
Hi, I recently requested to be upgraded from my Student Barclaycard to the Graduate Barclaycard. I phoned up and was later approved and my online Barclaycard statement shows that I have a Graduate Account. I was expecting a new card through the post but one didn't come so I enquired as to what had happened, and was told…
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New Card Applications
My sister applied for an Lloydstsb Credit Card and she received a letter today saying that it has been declined. In the letter it says to appeal gainst the decison send in 3 months bank statements. Now she already hold a LTSB Current Account so statement are not necessary I think as they should able to access it. What…
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Internet Fraud Guarantee
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Bailliffs
help! need advice fast . in 89 i ran up my credit cards to the hilt to save my business,but it folded ,i evenuattly paid everyone off (7 c/c) but had default notices on the accounts.i beleive i had paid off barclaycard and they said no .i asked from them for proof that i ahd not paid and they never sent anything to me .so…
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Trouble getting free mp3 player from Sony
I wonder if anyone else has had trouble trying to get their free MP3 player with their Sony Credit Card. As a result of seeing it on this site I applied for and got a Sony Credit Card. My welcome letter said "..there are 8,200 BONUS reward points awaiting to be awarded when you start using your SonyCard" and further on "…
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Which card???
Not sure if i'm embarrassed or proud to know next to nothing about credit cards. I made my first purchase in 4 or 5 years on my old Clydesdale Bank card a few weeks ago, which will have a minimum payment deducted from my current account (is this wise) so i'm unaware of how the credit system works. Basically I have a…
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Warning - MS having trouble setting up DD's
If you have recently been accepted for Morgan Stanley card, be sure to call them on 0800 02 88 990 and verify that your 7 Nov and future 7 December statement will be paid by your DD. Even though my DD has been accepted, a computer glitch (so I was told) prevents them from taking the DD on the 7 Nov and 7 DEC statement as…
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100 Posts
Yippie!!!:beer:
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Card fraud
Having just been on the wrong end of c.£1k's worth of internet fraud (only 16 digit card no. 'pinched/obtained') what do you think about starting up a campaign to get all the banks and frequently used websites to sign up to Mastercard secure code or the Visa equivalent. Perhaps we could all just write/telephone/e mail…
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Virgin credit card cheque question
Hi, I was just looking through the terms of my virgin card. It seems to say that a credit card cheque is 0% for the first 12 months. While there is a handling charge of 3% for any cheques written. Does this mean that I can write myself a cheque for the entire balance and deposit it in my bank account and pay no interest…
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balance transfer
Is it possible to transfer my balance onto my mum's credit card (as its 0%) I don't want to apply for another
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help paying to much interest on cc
can anyone advise the best credit card to do balance transfer with as im paying so much on interest eventhough its susposed to be interest free but after transfer fees and 1 late payment fee its charging lots of interest ???
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End of 0% interest period
I apologise if this question has appeared before. My 0% interest period ends on 6/12/06. Because I've left it rather late to get another card, I don't think the balance left on the old card will be cleared till a few days later than this. Can anyone tell me if I will pay interest for a whole month on this amount?
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What shall I do?
Hi everyone! I apologise I have posted this query in the incorrect section of the forum. Please move it if necessary. Anyway, I'm quite a novice when it comes to credit cards and I'm learning alot from this excellent forum and website (Thanks Martin). At the moment, I have a Initial Barclary Card and an Halifax debit…
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Virgin (MBNA?) vs M&S (HSBC?) ...
I'm looking to get a new credit card and either Virgin or M&S offers look right for me ... wondering if anyone has experience which can answer these 2 questions: - I already have MBNA and HSBC cards ... does this mean that I won't count as a 'new customer' for Virgin and M&S and therefore won't get their promotional rates?…
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Remember the 0% for life if you spend £1 a month on Barclaycard?
This was one of Martins hot tips quite a while ago. If you transferred a balance to Barclaycard they promised 0% for the life of the balance if you spent at least £1 per month on the card. Martins advice was to set up a charitable monthly donation of a £1 to keep the 0% forever. Well, I got my latest statement today and it…
