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HSBC Credit Card - dodgy transactions TWICE!
Back in September I spotted a transaction that I didn't recognise on my HSBC credit card statement. Someone had managed to use my card to subscribe to a 30 day trial on a US web site for $29.99 but as I had been on vacation in the US during June I suspected that maybe someone in a store or restaurant over there had taken…
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how do they work these CC
hi again. looking for a little advice. i currently have a 8k loan that im going to start paying off,i also have a £1500 overdraft that i am going to get rid of,ive posted another thread about my plan to put my overdrat on a 0% CC and pay it off that way,would my credit rating improve as im getting a credit card?ive never…
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credit card to pay off over-draft good idea?
hi there. im currently in my overdraft by £1500 im gonna start throwing all my money at this to clear it.at the minute i consider myself to have good crddit history,ive never been late or missed any payment.the only bad thing i would say is this overdraft,that i ended up going in via a las vegas strip club whilst on…
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Credit card: Free extended laptop warranty
I've read some stories about free extended warranties included when buyng some goods with some credit cards. I want to do this for a laptop. The only 2 cards I've found that offer free extended warranties are Citibank Platinum and Nationwide, but they don't include latops in their list of eligible goods. Does anyone know…
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Card chargeback question
Hi, I paid for an expensive piece of musical equipment and the company has simply given me awful service. I haven't received it after three weeks (despite offering 1-2 day delivery) and I really want to just get my money back immediatly. I've asked for a refund but no response as of yet, but I really don't want to wait…
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Transferring debt and overdraft to new CC?
Hi everyone First time poster on this board, so be gentle! I want to transfer £3.5k of debt (made up of existing credit card and overdraft) to a credit card. I've realised not every credit card (e.g. HSBC/Virgin) will transfer a current account overdraft, but wondered if anyone knew a good credit card for this. I know egg…
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Lowest commission rates for use abroad
Hi, I'm looking for a credit card that has the lowest commision rates when it's used abroad (mainly in Europe or America). I want it largely for security in cse of emergency when on holiday, and it would always be paid off in full. Thanks in advance!
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Best CC to apply for?
Hi All, I want to ask some advice before i apply for a credit card. I want to get a credit card. I dont want to have a huge credit limit on it though - about £250 if possible, mainly to use it for shopping online and it can be paid off straight away then Im only 22 (dont know if that matters) can anyone give me any advice…
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Increasing a credit limit
Hubby has the Natwest Platinum and the Mint card which are due to run out of their 0% deals this month. Despite trying to get another 0% deal before now, we've been unsuccessful however we've now secured a 0% deal with Morgan Stanley. The plan was to move the debt with Mint onto Morgan Stanley and then in January move the…
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Late fee on Lloyds Credit Card.
I have incurred a late fee by 2 days of 12.00 on the above account. However is was still within the statement date but obviously not received by the payment due date. My question is when details are sent through to a credit reference agency does this show the payment one month in arrears. The advisor I spoke to said it…
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Marriott VISA no BT charge?
I have just received my Marriott VISA and have been charged 3% for the balance transfer. It says on this site that it is BT charge free. The summary box says - Balance Transfer Fee 3% or minimum £3 (on promotional rates except introductory offer) I took this to mean no fee as it was the 'introductory offer' and the fact it…
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Virgin Money Interest Rate
Hi, I have had the Virgin Money Credit Card (0% for 12 months) since September and transferred a balance on to it. The payment date due is the 14th of each month and I get paid on the 15th. I paid an amount on the 26 of September and again on the 20th of October and believed I was paying nearly a month in advance. Had my…
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credit card interest
Hi I was wondering if anyone could help me?I have a natwest credit card from my uni days and although I never exceeded the limit I haven't been able to make minimum payments as I no longer have the card. I placed the wrong pin number in a cash machine and I never ordered a replacement. I also moved and although I've tried…
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How do I cancel my Equifax free trial?
Hi, I need to cancel my Equifax free trial. I've read on other threads that I can do this via email, but I cannot find any links for email addresses on my 'Member Centre' page. Can anyone help!!??
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Nationwide not yet showing credit
On my Nationwide Cc my bill is due to be paid by 2nd december, on Thursday I went into branch, and paid in £90 yet, checking on Nationwides Internet Banking, it does not show this credit, I am 18 and this would be the first bill from N/W, a non-payment mark on my credit record would be cripelling Is this any cause for…
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Advice please - Mint Letter
Open to suggestions for an appropriate response to Mint. Today, I received the following letter: Dear (reanimatoruk) Mint Gold account Number: xxxx xxxx xxxx xxxx Current balance: £4.91 After a general review of your account and exercising our right under the credit card agreement, we require the immediate return of the…
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Virgin CC for Balance Transfer
My OH has just applied for a Virgin CC in order to do a Balance Transfer. At the end of the application process it said that it would help if you ring then but if you didnt they would still process your details. Can anyone tell me if its best to ring them or just leave it ? We are not very experince in applying for CC.
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Super BT
The super BT link seems to be broken. I wondered, apart from EGG green, what other cards are out there that can will super BT with no fee, to use as a muel?
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M&S More Than Card Question
OK, I currently have about £600 on my CC. I'd like to move it, and think the M&S card looks like a good bet. I have a good credit history, but not a good employment history - I graduated this July and am currently working in Next. I'm only employed part time too. I have 2 questions really 1. What are my chances of being…
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Tsb Trustcard
I have an old TSB Trustcard (credit card) that I intend cancelling as I do not use or need. I do however have 500 odd plus points but cannot find anywhere to tell me what I can use them for. I know there is a phone number to call TSB, but was wondering if anyone had a web page link which could give me the current offers…
