Closed two accounts

smoove

Previously tried applying for a 0% interest card but was declined, I think because I have two other credit cards which I dont use, so i've now closed those accounts. How long do you think its safe before I retry my luck with another company for a 0%?

tom188

Two accounts is not usually a problem. Whether you get accepted is determined by income/credit history/electoral role presence/time at current address etc as well. Sometimes you will fail the test with one company but be accepted at others.

Settled accounts will appear on your credit record in due course, but this can take a couple of months or more. Depends how quick the bank is to update.