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Barclaycard Flexirate thingy
hi Money Savers I've just recieved what appears like a good offer and want to know if it REALLY is. The blurb is and i quote "0% on balance transfers until it's paid in full - it's our way of saying thankyou for spending £25 or more a month on purchases." Apparently i can do this as often as i like upto 90% of my limit.…
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Nationwide Credit Card (1st Card)
Just chose the N/W Classic Card as my first credit card. Wont be spending much each month and should be paying the balance off in full using a direct debit. Could anyone tell me if this card is decent and any advice or info on this card as well. Thanks everyone in advance!
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why do they change the aprs?
Why do credit card companies let you apply and accept you for a card at a particular apr and then send you a letter saying that they can only give you a card for a higher apr than the one you applied for? i've had this happend recently with a marbles card application. I applied online and got accepted for a card at 14.9%…
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M&s + Mbna
I have an M&S card where the 0% offer is about to expire in 10 days. I recieved an offer from MBNA who I have a credit card account with (I did think I had cancelled this card, but the account seems to be still active so I must have forgotten) where I can transfer up to £6000 with a capped £50 fee, with 0% intrest till…
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Does egg want us to forget about its anniversary 0% transfer offer?
I was eligible to make a 0% transfer to my egg card for five months during the anniversary month of opening the card last year and for a final time this year. Last year, I received phone calls and e-mails in the run-up to the period urging me to take advantage of the offer. This year, nothing. Instead, I was offered…
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Balance transfer from bank account
Just applied for an amazon card, and (suprisingly) was accepted - I get 6months on purchases and 9 months on balance transfers. My original plan was to transfer some money from my NatWest maestro current account, and pay it off over 9months, but apparently I can only do transfers from credit cards? Is there any way round…
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Easiest and hardest cards to get
All, In your experience what credit cards do you find you're turned down for (supplier say MBNA) and which are easiest to get?? Cheers Liz
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Dazed and confused
Right Problem I have the following situation I have an egg card at 0% until october with £1054.00 ( increased climit to £5000), I have an Virgin card with £1617 (with a credit limit of £4000) but I have a tesco loan of £5866 at 6.4% I want to get rid of that too. What shall i do now...?
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Credit Card Novice, Please Help!
Have been looking at get a Nationwide credit card 0% intrest free for nine months. Does this mean that I could spend up to my credit limit and not pay any intrest until the 9 months is up, providing I pay the min payments each month? When this 9 mths is up, could I then do a balance transfer to another card with 0% on…
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Customer service? Customer rights? Not according to Egg
Hi there- I'm still reeling from shock from the way Egg treated me yesterday. I closed my account over a year ago, but they allowed a payment to go through from a company which had my old Egg card details. I phoned to query this after Egg had taken a minimum payment from my account, and was told that even if an account is…
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Goldfish points
Hi, I've just "inherited" my Dad's goldfish card points as he died recently and they've said that the next of kin can use the points. I've looked on their website and it seems you can use them to get vouchers for lots of shops but I've no idea how much they're worth or what the best deals are. I will probably give the…
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Help! Credit Limit on Intelligent Finance Balance Transfer?
Hi - great site! I recieved my card from Intelligent Finance today and when I rang to activate it was told that my credit limit was only £1700 and my limit on a balance transfer was 90 per cent of that - £1520. As I want to transfer £2200 from a Barclaycard Im somewhat disapointed as they said they wont review that for 6…
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below average credit rating: how to improve it?
We are worried that the credit checker on this site throws up a below average credit rating as in the next few months we will be applying for a mortgage. We currently don't own any property in the UK. In 40s, will be classed as first time buyer. We have 3 joint credit cards, 2 of which are quite new but always pay off the…
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Balance Transfers from different cardholder
We have been tarting a £6k debt around for a while now, and we have always applied for cards in my wife's name as she is the biggest earner. Up until now the card companies have always given her a limit in excess of our debt, so no problems. However, she just got accepted for a GE card but has only got a £3k limit, so we…
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Aqua Pay
Has anyone had experience with Aqua pay,or know anything about them.I have had an unauthorized payment on my cc from them.Just wondering if others have had similar experience.
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Current account transfers from 0% cards
Does anyone know which cards offer a transfer of money from the 0% card to a current account? A few years ago the MBNA card we signed up with allowed for this, it was an awesome feature as it didn't mean the debt had to be with another card. I looked in the main credit card article but could find anything…
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Raising Credit Limit for Student with Business
Hello. I don't know how much of a mess I've got myself into, probably mostly due to not kknowing all there was to know, but I'd be grateful for any help you can offer. I'm a student at University at the moment, however I'm also a sole trader running a business from home selling products online. I got a Natwest Student…
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difference of opinion
My first post - patience I have a HSBC credit card & current account, opened 14 months ago. My initial limit was £3500 and an O/D of £1000. Subsequent raises in in limit to £5000 & £1500 respectiveley. I always pay £400-500 per month on credit card dependand on usage and my o/d is nerver fully utilised but theres always a…
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Millions At Risk From Chip & PIN
Millions at risk from chip and Pin http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=409616&in_page_id=7 Doubts Raised Over the Safety of Cash Machines. http://business.timesonline.co.uk/article/0,,9558-2211547,00.html and when you are a victim to PIN based fraud: Why won't bank believe me?…
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What is the best VISA cashback Card?
Could anyone tell me what the best Visa Cash back card is please :beer:
