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credit cards
hi can you tell me can i see about late payments they cahrge me 20.oo for late payments
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Mint card
Mint is offering )% on BT and new puchases until march 07. Is this any good or am I missing something? http://www.mint.co.uk/
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Credit Card shuffle - can I do this>>>>
ok heres the deal I have four credit cards at the moment £1,544.88 on Capital One @ 3.5% APR for life (balance transfer) - credit limit £9,000 £1,525.44 on Barclaycard @ 0% APR until January 2007 (balance transfer) - credit limit £1,700 £1,214.78 on HSBC @ ??% APR (1.167% per month) - credit limit £5,500 £831.20 on Abbey @…
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1st Credit Card (Advice Needed)
Looking to get a credit card for the first time. Not really going to be spending alot on it, and will be paying it off in full each month. Could anyone recommend the best deal for me and my partner, or because we wont be using it much, doesn't this really matter?
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Post Office credit card, accepted [no bt fee]
Just thought I'd post my experience of applying for the PO credit card. It took about 10 mins, should of been 5 but I wanted to do a BT and forgot my existing CC's sort code and collection number.... It's only the 3rd card I've ever applied for and was surprised to be told at time of application I was approved, rather than…
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Sainsbury's Bank CC
Hi More of a lurker than a poster - and like most men don't always read the instructions or previous posts - but there does not seem to be much mention of the Sainsbury's CC. Just got one 12 months interest free on purchases - have I missed something? Phil
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Please Advise
i have an number of loans with a bank. could i get a credit card and put the outstanding amounts on to a card and pay it off that way. i have 4 loans in total and have managed to get two of them down to under a thousand pounds. any advise appreciated. thanks
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GE money robbing me?
I applied for a GE cc and have found out that they have taken £25 from my account i gaveon the application!Not sure why as my application was turned down as well. Not sure whether to go to my bank or complain to GE.any advice? there is a ref number and says Card transaction on my current account statement.
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bmi Credit Card : Free airmiles
Hello, There will not be many people who know about this but i dont know where else to post it. In the MSE newsletter 2months ago there was a tip about getting a new bmi credit card that gave you enough airmiles for a retun flight to russia.....anybody remember this? Will i filled out an online application form wanthing…
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Credit Card Cheques
I believe MBNA/Virgin is one of the few companies to do this. Can I write them to myself and pay them into my account? Also, are they counted as a purchase or cash advance attracting interest? Thanks
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How long for a credit card to be listed as closed?
As title. How long does it normally take for credit cards to be listed as settled, or closed on your credit report?
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Bad credit rating - how to get a card?
I'm a credit card 0% rate tart! I've been trasferring balance from 0% card to 0% card for some years now. I guess the card companies are now getting wise to me as I keep getting turned down when applying for a new card. I guess its cos I've been a bit silly and kept the old accounts open. Even though there's no balance on…
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CC Juggling? >Breast Augmentation
Hello, Bit of juggling here so am looking for experiences from others; MBNA Credit card; £5800 limit, £3300 balance Current Account; £4200 balance What I'm proposing to do is to pay the CC off in full next week. Then I intend to balance transfer £5000 back from the CC to my current account. And then use the current account…
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Getting Capital One card delivered
A courier firm is delivering my Capital One card because they need to see ID. They wrote to me because I wasn't in (funny that, mid-week). So I booked a re-delivery for today, waited in all day (it's sooo nice outside aswell!!!) and NOTHING arrived :mad: I just phoned them on there 0870 number, was on hold for 10 min, then…
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Knowing your credit limit before accepting card
Is there a way to know your credit limit before accepting the card? I.E Will the issuer advise the credit limit in the same letter as acceptance form? So if the limit is not as high as required, you just don't send back the acceptance?
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Balance Transfer Fees - Treated same as main card debt in terms of interest rate?
Just about to get a new card and balance transfer an amount from my existing card. As most new cards seem to charge a fee now, if I understand it right, say I transfer £5000 over the transfer fee will be added to the £5000 and the total (incl. transfer fee) will be charged at 0% until the end of the introductory agreement?
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Unemployed - Currently have Capital One Gold - Looking for interest free to pay off
I am currently unemployed after graduating from University in 2005 and been paying for lots of things on my credit card recently. I have been looking for jobs my degree would qualify me to do in the hope I don't languish in a minimum wage job for the next 50 years but not getting anywhere so I plan to start going to your…
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Which credit card should I use?
I have a Tesco credit card and a Co-op (CWS) credit card. The Co-op card pays a dividend on use but I'm not sure how much. I need to pay for carpeting from the Co-op. Would I gain more in Divi by using the Co-op credit card in their store or would it be more advantageous to use the Tesco credit card? Thanks for your help…
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What credit limit will i get?
ive just applied for the new capitol one credit card and been accepted on line and am awaiting the card and notification of credit limit. i recently cancelled two unused cards - one had a a limit of 5500 the other 7000. i currently have an MBNA with a 11000 limit with about 1800 on it and halifax one with a 9000 limit with…
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Letter to cancel credit card
Hi all, Slightly dim question I'm afraid! I'm just about to write to Barclaycard and Debenhams to cancel 2 credit cards - is it sufficient just to write something like: Dear Sir Credit Card number …….. With regard to the above credit card, I would like to close my account with immediate effect. Yours Sincerely etc Or is…
