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BT of credit balance
Hi all, Does anyone know if you can Balance transfer a positive balance from one credit card to another? I've tried checking for this in existing posts, but sorry if I've missed it and I'm duplicating! :) Thanks!
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Need some help with BTs please
Hiya all, been reading this site for a bit now but not got round to posting. :o I need some help with my credit cards as I want to pay them off asap and the best way to do that is to pay the lowest amount of interest on them so any spare cash goes on them. I owe: Marbles £2070 (7.9% til May), limit is £2900 MBNA £2300…
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I Need a Lob card...!
Hi, I need a Life of Balance card but as i'm with Halifax, it's hard finding one that will transfer off of this! Anyone know of any?
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HSBC shambles
After eventually receiving my card and pin and successfully making a balance transfer, I tried several times unsuccessfully to find out how to pay other than by Direct Debit, to no avail. Eventually I decided I may as well go down the DD path so duly filled in the form with my bank details, signed it and sent it back to…
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Barclaycard Call Centre - Help please
OK...in a nutshell, Barclaycard recently messed up a Balance Transfer and ended up placing a charge on the card, which I hadn't been advised about. After asking Barclaycard to listen to the voice recording, they agreed that I hadn't been informed of the charge and I was told that the charge would be refunded and would…
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New 4.95% Life of Balance Credit Card
IF have launched a card with 4.95% LOB Xfer rate - probably not the cheapest around but may be useful for someone who has been declined another cheaper offer. No transfers from other HBoS cards. Full details http://www.if.com/creditcard/creditcard_lifeofbalance.asp
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Co-op Cards Advice Please
I have just been accepted for a Co-op Card, my friend however has been declined, the Co-op have invited him to appeal the decision, and have asked for an upto date copy of his Experian credit file to be sent along with the appeal letter. so can anyone shed any light on the following. When they get a copy of his report will…
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Re: Credit Card Debt / Balance Transfers
Newbie here... I have a minor debt problem. I have two personal loans totalling £9k and a credit card with £6k on it. I would like to clear the CC as soon as possible (who wouldn’t!). My current monthly repayments on my CC are approx £70. If I transfer my balance to a new card will my repayments decrease? Sorry if this…
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Mint cheques
Can anybody confirm whether or not I'll be automatically sent new Mint cheques when I've used my first 4? I'm not sure I should ask for more because a quick look at my account should tell them I'm stoozing but if cheques are sent without human involvement then its my lucky day. I've got free cheques until 9/06 but have now…
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Balance Transfer - Can I un-do it?
:confused: Good afternoon all. I've just opened up a new 0% deal. When I applied 2 weeks ago, I asked for 2 balance transfers to repay other 0% Cards. However I realised, that it would be highly unlikely that the transfer would be through on time, so with the interest free period due up tomorrow, I paid the balances in…
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New Credit Card Help.
Hi, When I had to re-new my car insurance I took out a credit card with my Halifax branch, this was 0% for 10 months, but its coming to an end and i still have some on my credit card, plus my car insurance is up for re-newal. I was just wondering which credit card(s) are best to go for? I would be transfering over and also…
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0% BT & purchase card question
I have Coop card that I have used to make 0% BTs. The 0% promotion ends on 1st April. Let's assume I clear the full balance, say a week before this date. If I then make a purchase on the empty card before 1st April, do I have to clear the balance again by 1st April to avoid interest charges, or is it still OK to settle in…
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Should i cancel one/some of my cards
I have a total of four credit cards to of which I no longer use. I was considering cancelling the unused ones, but after talking to some friends, who think they know something about money. They said that it is a good thing to keep them open, for credit reports a such, and the only reason I should close them is if i am…
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RBS no longer giving away Air Miles
Just had a letter advising that RBS are withdrawing from the air miles scheme, with effect from 1st April 2006. Grrrr. Only just opened the account with them to get the airmiles, now I've got to find an alternative.
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Cancelled CC and recurring payments
I cancelled a credit card with Lloyds TSB assuming that an annual payment to the AA would also cancel as I didn't need it any more. Imagine my surprise when a credit card statement came with an amount owing to the AA. I rang up the call centre who told me that if there was a recurring payment on a credit card it could be…
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Amex problem
Strange one this , I checked my online Amex blue account last night and noticed it had an £800 balance transfer on it , I rang csutomers services and he told me I would have to wait around 7-10 days for it to be looked into and removed but said he couldnt tell me the name on the card that transfered the £800 .Firstly I am…
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Amex Green To Platinum Upgrade.
Have an Amex Green Charge card as well as an Amex Platinum Credit Card. Been offered an upgrade from Green to Platinum Charge Card - Is the extra annual charge worth it? or should I stick to the Green?
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End of 0% rate with Sainsbury's
A bit premature I know, but my intro rate ends on 05/05/06 (according to my statement). Will this mean I will get charged interest on the May Statement (prob dated 06/05) or will it start from the June statement if not fully cleared? Also, I've a couple of cards to cancel - Barclaycard and Skycard. What deals have people…
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Sainsburys Visa
Ok, so i have a Sainsbury's credit card, and so I haven't used it for a while, but I may do. This week I received a letter proposing (more like giving me no choice) that they will close my card in 30 days and that in the interim they have reduced my credit limit to £100. They state the reasons are to make way for new…
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Direct Debits or regular payments from a Credit Card?
Hi all, Just a quick question about Credit Cards. Is it possible to set up a Direct Debit to a Credit Card or something similar. If so, this would be an ideal when used in conjunction with a good cashback card. If not, is there any way to make regular payments from a credit card without actualy having to do it in person?…
