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New 4.95% Life of Balance Credit Card

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IF have launched a card with 4.95% LOB Xfer rate - probably not the cheapest around but may be useful for someone who has been declined another cheaper offer.

No transfers from other HBoS cards.

Full details http://www.if.com/creditcard/creditcard_lifeofbalance.asp
#145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.

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