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Capital One - Applied on Line unable to give decision must wait 10-14 days
Has anyone else had this message when they have applied for Capital One Credit card? PF
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Are there any Credit Cards which don't charge a fee when using them to withdraw cash?
Hi everyone, I've just read the article about using credit cards abroad and was particularly interested in the ones that don't charge you for withdrawing cash from a cash machine. Are there any Credit Cards which don't charge you (i believe 2% is standard) for withdrawing cash in the UK, or charge at a discounted rate?…
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Does my credit card protect me from purchases made abroad?
Hi all, A few quick questions for a nubie. Please help. :confused: 1) Am I eligable for the extra insurance that is automaticaly provided if I purchase goods from abroad? 2) Does it make any difference if I purchase these goods in person from a foreign country, or from a foreign website whilst I'm in the UK? 3) If I…
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Stoozing-is it really right?
First of all to say I dont know very much on stoozing-but the little I understand seems like it is not so straightfoward a way of making money. Also wont you put your family at risk-if you just die and go away leaving your already strssed family to deal with this, specially if you'v invested in some risky and shady…
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How can I pay cash for an item but then use a credit card to get it interest free?
Hi all, This is my first post and think that the site is excellent!! I'm interested in buying a watch and I'm going to pay cash for it (the seller is reputable) but I'd like to be abe to use the interest free facilty on my Sainsburys credit card (which I found out about through this site) to spread the cost until Sept next…
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which is better stoozing or cashback cards? heeeelp
Hi everyone im new to the forum and i was thinking about applying for credit cards but im not sure whether to use the 0% ones for stoozing against my flexible mortgage or cashback ones. Also does the money which is paid into your flexible mortgage and then taken out at the end of the 0% period make a difference to the loan…
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Credit Report help Please
Just got a copy of my credit file and have noticed the following: Orange Comms supplier Effective Dates Start 15/11/2001 End 17/04/2005 Monthly Status: S0000000QQQQQQQQQQQQQQQQQ.QQQQQQQQQQQQQQQ0 0 = Payment ontime Q = Query S = Settlet or satisfied account .= No info supplied by lender There are other orange entires for…
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need advice pls- student (which card)
hi i'm looking to get my first credit card and will be spending approx 8-10k a year and will be paying my debts on time. which card would you recommend with any perks too! thanks
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Capital One BT's
Folks if you have a balance transfer with Capital One beware of an underhand tactic they use to try to get interest out of you near the end of you interest free period. Basically my 0% free BT period was due to expire on the 27th Dec so I decided to pay off the balance in full, and this was credited to my account some 15…
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Sainsburys Bank existing customer 5.94% LOB offer - now with 2% fee!
I was under the impression that Sainsburys Bank was one of the few providers remaining that had no balance transfer fees. Looks like this *may* be on the way out, as this morning I received a letter extending the offer period for making LOB transfers at 5.94% until February 06, but shock horror, now with a 2% BT fee…
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HSBC 0% Balance Transfer.... I need Help..
Okay.. I applied for the HSBC 9 month 0% Balance transfer, I but on the online application that I wanted to transfer my 2 cc of about £1500- on the letter they have send me saying " we have accepted your application" 1) It doesn't state what why credit limit is, and I don't wanna apply unless I defo have enough to cover…
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Credit report help
I spent today having a bit of a financial clear out, I cancelled 3 credit card's I'd not used in ages -no balance on them etc. Then signed up to credit expert on the 30 day free trial out of curiousity. I applied for a 9 month BT 0% card a few days back to help pay for a holiday. I intended to pay off large amounts of the…
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Credit Balance On A Card?
I am fairly new to credit cards. I have recently taken out my first card with my current bank HSBC. On the card i have a £2000 limit. This is as high as i can get it. In the next month i may need to make a purchase that could come to around £2300. This may not be the exact figure as i am hoping to get it for less. Is it…
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Tesco Credit Card
Hi, I hope this is posted in the right place :confused: This prob sounds stupid but how do you pay off the balance overdue? I have spent around £100 and want to pay it off a.s.a.p so i get charged no intrest. I have an egg card and all i do for that is log onto the website and make a one-off payment. Is there a website for…
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AmEx Necter offer - anyone got the points?
Hi All, I applied for the AmEx card via the 6000 points offer, and have recieved and used it. Does anyone know how long it takes to get the points credited? Thanks! Gills
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Newbie - any suggestions please?
This is my first post and I'm hoping to become a MSE! My debt Marbles cc - £5,500 (limit £8,800) APR 15.9% - 0% ran out months ago and just haven't got round to doing anything about it. In joint names but my debt and I pay Sainsbury's bank - £4,000 APR 5.94% for life of balance (limit £6,100) I've had an HSBC bank account…
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Limit on the amount drawn out from cash machines?
Hi all. I just tried to draw out some cash from a cash point (in the UK) and it wouldn't allow me to. I'd already successfully drawn out £200 earlier in the day. Is there a £200 limit per day or something? Thanks alot.
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Balance transfer of overdraft?
Does anyone know if the LLoyds TSB advance card allows you to Balance transfer an overdraft for the low rate of balance transfer?
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Does M&S offer extension of 0% deals
MY 0% offer from M&S is shortly running out and am wondering whether any1 rung them to close the account after setteling debts of course and was offered an extension of the 0% deal for a certain period? let me know if so and on what terms, thanks a lot for any comments :xmassign:
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Need urgent BT advice!
:xmassign: I've just been turned down for a Lloyds CC, not sure what's goiNg on with my credit scoring but i think it may be too many applications, or too much credit, not sure!! Anyway, i was planning on transferring balances onto this card. Having been turnEd down I need to come up with another plan. I was wondering…
