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MINT CC - 10mth 0% + further 7mth 0%
MINT have announced a new card that gives 2 bites at the 0% cherry. See the MINT website for details or the stoozing site for a brief discussion on it for stoozers and rate tarts.
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Credit refused - got the statutory reports - what next?
I have never had any problems getting credit, am a savvy credit card surfer etc etc. But recently I had a credit card application rejected, I thought it was a mistake, applied for another but same thing again. I got my credit reports from both Equifax and Experian and I have no records showing defaulted/late/missed…
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transfer balance to amex/american express
I have about 6k to transfer and am considering transfering to a low lifetime balance credit card. Having seen that the lowest rates on offer are Amex or American express at 4.9, these look like good options. However, I just want to point out the following: American Express transfers balances with a fee of 2% or max £40.…
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Applied for Barclaycard Plat, got Initial
Hi I applied for a platinum card because I'm starting a job paying over the requirement. However the lady on the phone said I've been offered the blue one, which I assume is the initial. She said however I would get the bonuses e.g. 0 % like the platinum. Has anyone else got that? Basically does that mean I just got a…
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Credit Card charges
I was three days late paying my Amex Platinum card and on the next statement was charged 25.00 "late payment fee" + 25.95 interest. I phoned them to complain and was pleasantly surprised when they immediately said that because of my previous "impeccable" payment record they would credit me with both amounts on my next…
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transfer - existing card status
Hi, This may be a silly question, but here goes... When a card balance is transferred to a new card, what is the status of the card which used to have the debt balance? Is it closed, or is the balance simply reset to zero (for further use, if required?) Thanks, Jay.
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Can I Do Anything With This Large Credit Limit?
Hi Just after some advice. When it comes to credit cards, Im abit of a novice :rolleyes: I have a Halifax One CC with a £14k limit. The interest free period has run out and have nothing on it ATM. Have been offered a 4.5% LOB BT rate with no fee for when my Skycard runs out in Feb/March 06. My interest rate is 14.9% on the…
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A&L credit card BT rules
Does anyone know how long it takes to get money to Egg credit card from A&L credit card via balance transfer? I can see the amount of BT sitting on my new 0% A&L account and want to know when I can expect money showing on Egg account. Many Thanks
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Tesco Clubcard Vouchers v money back credit card
At long last I don't have any credit card debt and have now got a credit card which gives me money back on purchases. Which is more valuable - spending £100 on my Tesco Credit Card which gives me an amount of Clubcard vouchers which I can take off a future bill, or using my money back credit card? Does anyone know how I…
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Im in to deep
Im in too deep, can't see a way out. How can i get out of all the debt that im in with credit cards.
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which card for me ! ? !
wow i have read loads of different opinions, loads of threads, but not sure which are upto date, and now got a headache ! I spend £1000 per month average, pay it off in full without fail, currently have barclaycard, but i am missing out on cashback, so am going to change asap, in a word which do i get !
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Appealing credit card decision
I currently have a Debt Management Plan with the CCCS - I've around £12000 worth of debt but I'm now getting on top of it thanks to this website and the CCCS (who I've been with for almost two years now). My credit rating is really bad though - I've got the credit reports from Experian etc in front of me to prove it. They…
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Credit Card Cheques
Anyone use credit card cheques? I had always thought they were a bit of a waste of time, but I got some today and looked at their terms more closely. There's no interest if you pay them off in full by the appropriate payment date and no charges for using them. So I can write a cheque for £4000 (my credit limit) to myself,…
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Business Credit Card Cashback
Hi, Does anyone know of any business cards which offer a cashback incentive? We spend a huge amount on credit cards for the business (a LTD company) and even just a small amount could make a huge difference but no one seems to offer one. Any suggestions would be gladly received! Chris
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Credit record error, and credit application
Hello there people! For the first time ever I applied for a credit card a few weeks ago. Received a letter yesterday telling me I had been rejected! I thought this was odd, as I do have a credit history, and I'm not over-borrowed either! I checked my report with Equifax, and on my history is someone's NTL account (with bad…
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Lenders set to share more information about your credit card usage?
Got this email this morning from checkmyfile, and thought I would share with the board. Not sure if it's true, or if it is, wow. Do we act?, or is this just scare mongery? Sorry mods if this is in the wrong place, or it's been posted before ( I checked but couldn't see anything ) don't shout please:) ---- Get new cards now…
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over balance tansfering what happens?
hI i applied for a hsbc card to pay off my virgin card. at the time i put down that i would need a balance transfer of £2,700. but no because hsbc have taken a while i now have only £2,100 left on the card. just wondered if hsbc transfer £2,700 what will happen to that £600 quid? will i be able to get it in a cheque from…
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Happy with Barclaycard!
Hi Everyone, Just thought I would add my little story of what happened. I got a new mobile phone on contract and the day after I got a phone call to say that my phone insurance direct debit needed to be cancelled and I would need to make a one off card payment. The person said they were calling from the Carphone warehouse…
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I managed to SBT with Barclaycard Platinum Visa
Don't know if this will help anyone. I did a balance transfer to HSBC from Barclaycard. Because HSBC took so long to process my application the balance transfer took me £60 in credit. I phoned Barclaycard to ask for the credit balance back and they transfered it to my bank account. I would imagine you could get away with…
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anyone got high limit on first credit card?
when having had no past connection with the company in question? dosser :xmassmile
