HSBC 0% Balance Transfer.... I need Help..

K9cuddles

Okay.. I applied for the HSBC 9 month 0% Balance transfer, I but on the online application that I wanted to transfer my 2 cc of about £1500- on the letter they have send me saying " we have accepted your application"

1) It doesn't state what why credit limit is, and I don't wanna apply unless I defo have enough to cover the other cc.
2) Ask for a utility bill, I told them I live with my rents! Mobile is PAYG .. so I don't get any of thoese type of bills!

I've tried to ring them, but obviously it's xmas eve and no one is about! :rudolf:

Sara

magentadreamer

You should be able to send them a credit card statement/bank statement for ID purposes I'd have thought.

K9cuddles

magentadreamer wrote:

You should be able to send them a credit card statement/bank statement for ID purposes I'd have thought.

Doh.. how could I forgot those things I get too often! Thanks!!!

YorkshireBoy

1. You don't have a choice as to whether to apply or not - you already have (and you've been credit searched as well).

2. HSBC are very keen on ID. Take a bank statement (for address) and passport/driving licence (for name) to your local branch next Wednesday. They can process your request far quicker than doing it all the 'online' way, and they'll be able to tell you your credit limit at the same time.

K9cuddles

Hi YorkshireBoy,

Yeah.. I see what you mean, but I didn't want to accept if it's not as much as I need.

Thanks for the top tips though, I'll be in that queue on Wednesday then!!!

HGLTsuperstar

Read Martin's article about this; point is you have the credit check mark now so even if its not enough you might aswell take it as its still "free money" and perhaps apply somewhere else for the rest?