Need urgent BT advice!

wench90

:xmassign: I've just been turned down for a Lloyds CC, not sure what's goiNg on with my credit scoring but i think it may be too many applications, or too much credit, not sure!! Anyway, i was planning on transferring balances onto this card. Having been turnEd down I need to come up with another plan. I was wondering whether anyone had been offered any good exisiting customer balance transfer deals from A&L.
At present I have:

£2800 M&S (ends Feb) Limit £2900
£2200 A& L (ends Jan) Limit £3200
£1500 Mint (ends Feb) Limit £5200

If I can get a good BT from A&L I want to BT from A&L to Mint then transfer it all back again, freeing up Mint(if they can offer me a deal) for me to then BT from M&S.

I rang Mint a few weeks ago and they told me there were no offers available. Anyone had any luck lately with either of these cards? I do not want to apply for anymore ccs for obvious reasons!

Zebra

Why don't you ask Lloyds why you were turned down, then you could possibly appeal against their decision.

MBNA who supply A&L cards often extend offers if you have paid off the balance at the end of the 0% period. See...http://forums.moneysavingexpert.com/showthread.html?t=33

Beware of any BT fees if you are doing a lot of transfers between cards.