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Off To America With My Barclaycard
But is it the best card to take with me? I'm off in two weeks and intend to do a spot of shopping too. Is there a better card I might be able to get in time? I may my card off in full every month Or am I better just taking my barclays additions plus card with me and spending my money?
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Capital One Contact Numbers
I'm sorry if I come across as ignorant to some, but this is a genuine problem for me. I need to contact Capital One, but everytime I get through it seems I get through to somebody of Indian origin etc. Are there call centres based abroad? I have quite a complicated problem and can never get my point across to those that…
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Missed minimum payment on Sainsburys 0%, possible outcome?
Hi, I stupidly forgot to set a postit reminder to make the minimum payment on a sainsburys 0% card (up in February) with @3k on it. I think I'll miss it by 3-4 days. I don't have the T&C with me and wondered if anyone knows what its going to cost me, and if I'll still be on 0% or be flicked over to an obscene interest rate…
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Over pay mortgage using 0% CC
Hi, i have just recieved my Mint SBT CC and was wondering if it would be worth while over paying on my mortgage for perhaps say 4 months, (i am with Nationwide which allow £500 P/m) then i was thinking of paying back the £2000 over 12 months at £166 P/m but am i right in thinking that as i have paid and extra £2k of this…
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Double Cash Back with Egg Money Card is go
Yabba Dabba Do I noticed that when I logged on with Egg this morning that the "Double Cashback" on Egg Money Card is now up & running and is on from 16th Nov - 10th Dec. 2% cashback on all spending. MTC p.s. check out the egg money / virgin wines offer that seems to be seriously good value with 20% off, plus 2 % cashback,…
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problem getting credit card - can U help.
I have just got my credit report from both of the main agencies, and its looks in top condition, except for all these random address's that I lived at when I was a student, can I get these removed from my search. 2 of the address I didn’t live at but did get my bank statement and credit card sent to, can I get these…
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Beware use of credit card abroard
Anyone else actually aware of credit card charges abroard. Have I been ripped off ? I booked a hotel in Spain-cost 1177 euros. I did a check on Travelex website-cost was £744. I booked a hire car in Spain-cost should have been £104. Got my credit card bill in-hotel was £833, car was £178. Their euro rate was 0.70764GBP…
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American Express address?
Does anyone have an address to write to cancel a credit card (I can't face getting the third degree from customer services on the 'phone)? I've looked all over their site, but there doesn't appear to be any information about cancelling credit cards (funny, that...).
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Barclaycard
I was trying to apply for a Barclaycard as suggested in the latest email newsletter, to get the 0% for 10 months and no balance transfer fee options. One of the first questions that came up on the application form is whether I have an account with Barclays. As the answer was 'no', I was diverted to another page where I was…
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Amex LOB
If I transfer a balance onto Amex which will give me life of balance at 4.9% can I then tranfer some more onto it and still get the 4.9% for the total transfered amount?
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Egg Money BT
The alternate method requires the new Egg Money credit card. This pays 4% interest if you have a positive balance on it. Therefore get it then apply for any card offering 0% on balance transfers. Then ask them to balance transfer (normally this is debt shifting, but here you’ve no debts to shift) from the Egg Money card to…
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Q: About daughter's spending?
If she was to default on a store card while still living at home would it affect our credit rating?
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When does the agreement begin?
When applying for a new 0% card,when does the agreement actually begin? Is it when they receive the signed form back from myself? or when you actually apply? I was just wondering if i could hold back the signed agreement for a couple of weeks,if things were progressing a bit too quickly if that makes sense? The consensus…
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Credit Rating
I have applied for a new current account and I would like to apply for a new credit card and then close down my old c/a and cc. Will this affect my credit rating badly? My credit history is fine and I rarely chop-and-change accounts. i am on a bit of a clear out at the moment!
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First Direct Credit Card - limit decreased without notification
On checking my accounts on-line, I noticed that my First Direct credit card had had its limit reduced from £1800 to £500. I had not been informed of this. I contacted First Direct who said that they were reducing credit limits for a number of people and the letters were being sent out. I asked whether if I had used the…
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Skycard - any good?
I got a mail offering me the Skycard yesterday - a Sky TV credit card. It looks pretty good - 0% on Balance Transfers (charge applies) and purchase until October 2006, plus discounts on Sky stuff and the ability to shove the card in your Sky box and get a statement. Anyone got this? Are there any catches?
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Tesco credit card
I have been refused a Tesco credit card( how low can you go) How can I get round this?
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Credit Cards - all to charge fees?
Don't know if this has been posted elsewhere, but today I read in Metro that credit card companies are considering charging £30 fee per annum to all their customers, blaming credit card tarts and bad debt for a sharp fall in profit. Serves them right for being so stupid and arrogant as to think that the general public…
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Card used in fraud-help
My credit card was used in a fraud last week. Basically, I must have lost my card on the train to Manchester. Someone used my card in selfridges to buy goods to the value of £2000. It wasn't a chip and pin card. Even though, you require pin at selfridges whoever did it must have used signature method. I don't know the pin…
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mastercard retailer offers?
Canon are offering £100 cashback if their camera is bought using mastercard. I would like to know if the Egg card is a mastercard as Egg gives a 10% discount at some camera retailers. If not, do any mastercards have a discount arrangement with camera retailers? Out of interest, what is the difference between mastercard and…
