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Missed minimum payment on Sainsburys 0%, possible outcome?

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Hi,

I stupidly forgot to set a postit reminder to make the minimum payment on a sainsburys 0% card (up in February) with @3k on it. I think I'll miss it by 3-4 days. I don't have the T&C with me and wondered if anyone knows what its going to cost me, and if I'll still be on 0% or be flicked over to an obscene interest rate charge (in which case I'll close it and move on or pay it off).

Stupid me!


Thanks,

John

Comments

  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    Have you phoned them?

    I missed a payment on my Coop 0% credit card. I phoned them and explained, the very nice lady noted my file, and I didn't lose out at all.

    But I remember reading a thread by someone else who had their 0% revoked for missing a payment.
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
  • jm0221
    jm0221 Posts: 25 Forumite
    Part of the Furniture Combo Breaker
    Give them a bell, said it would probably cost one-off charge of £25 and won't affect the rate. Unfortunate just.

    Thanks.
    John
  • Joe_Bloggs
    Joe_Bloggs Posts: 4,535 Forumite
    Will they accept payment by debit card over the phone ? This method is instant.
    J_B.
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