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Credit Card Balance Transfer - same bank?
:think: ;) Can anyone give me some advice. I understand that you cannot transfer a credit card balance between cards supported by the same banking organisation e.g. from Mint to RBS, but if you have already transferred the balance from one banking organisation to the other can you then transfer to balance to the same…
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What cardshave 0% transfer for a year or so
Which credit cards or other cards have 0% interest for around a year on balance transfers i know capital 1 do have this but i am findning out in 10 to 14 days if i can get one any other companies doing this?
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Transfer Credit Card Balance
Can anyone out there confirm whether you can transfer a credit card balance from your partners account to your own new credit card account or does it have to be done under the same name. Many thanks. :question:
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mint credit card balance transfer 0%?
Hi I want to get a 0% balance transfer into my bank current account. Mint do this by 'transfer and save' cheques. But on the Mint Site FAQ's it says this: Q: "What interest free period do I get?" A: "For cheques, money transfers and transfer and save transactions we charge interest on the amount of the transfer or cheque…
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Which card now?
My 0% is finishing in december and need a new one - Are there any left that do not charge a fee?
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anyone appealed and got declined again?
HI again. Got declined for Mint. I was thinking of appealing. Has anyone got declined again when they appealed?
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credit check when you appeal
HI all. Will they credit check you again if you appeal a credit card application refusal?
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Natwest Credit Card
Hi, I have applied for an Natwest Credit Card and I received letter today advising me that my applicction has been declined. Has anyone sucessfully appealed for Natwest Card? And what CRA natwest search? Thanks in advance. S11
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Credit Reports.
Just a quick note to give some moneysavers hope. I was declined 3 cards this summer for no apparent reason. I should have got my credit report after the first but panicked and tried 2 others. Then real fear kicked in, its not like i needed the cards for anything other than a 0% coming to an end. But its the fact that all…
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Credit card debt help pleaase
Hi I'm a little new to this but I was woundering if anybody could help with my little problem. I have a VISA card with Natwest which I'm up to the limit of which is £4500 and paying the bare amount each month which is £25 but as you know just holds me at the limit with the interest I pay,but at the moment that's all I can…
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how long does confirmation for a credit card take?
i have requested a card from lloyds tsb but it seems to be taking ages. I am worried that i will find myself with a £7K debt on my halifax 0% interest free period card which is finishing with its 0% around 11th december. should i also request a card with another company? thanks in advance.
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aqua card
:confused: hi i applyed for the above cards application form well ov er six weeks ago im a bit dissapointed i have recived nothing, as any one the web address or phone number for them lolololol :confused: :confused: :confused: dont take much to confuss me smartie
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FSA critical of Payment Protection Insurance selling
The Financial Services Authority (FSA) published a report yesterday which was critical of the way many credit card issuers sell PPI. In particular, it felt that exclusions were often not fully explained to customers. This is something that Martin Lewis and others have pointed out many times. More info on PPI can be found…
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Cashback Or Clubcard Points?
Hi. Just after some advice really. I currently have a Morgan Stanley Credit Card which is a cashback card, this is my main credit card. However I was also looking at the Tesco Credit Card which gives Clubcard Points. Which card is best to have? Clubcard Points or Cashback?? Stick with my Morgan Stanley Card or switch to…
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Credit card minimum monthly repayment hunt
Hello card Jugglers, If you have a number of cards in use, 0%, low% LOB, and spend card. Minimum repayments can matter for the not so well off. With largeish amounts involved, an extra 1% can be a bit of a millstone, as I have found to my cost in not reading the fine print. 1% extra means an extra £50 a month on £5k And…
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The VANQUIS Visa Card
MSE Official Insert: Got a bad credit rating but want a credit card? Read our Credit Cards for Bad Credit guide ---- Has anyone received a letter from VANQUIS who are offering what I perceive to be a unique VISA card? By unique I mean the APR ranges between 44.2% and 69.1% on purchases and to top it you get charged £19 per…
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Stoozing and SBT
Having needed to transfer a balance off my Barclaycard and onto a 0% card, I applied for 2 to cover myself if I got rejected. To help my application, I put the amount I wished to transfer in the BT box at the bottom of the form. Fortunately, both cards accepted me and both transferred the balance to B/card leaving it with…
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Barclaycard is a JOKE.
Just spotted this webpage. http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=channelFWgroup&value=6314&target=_self There PLATINUM Barclaycard has a APR of 17.9% :rotfl: :rotfl: :rotfl:, which is the same rate as there STUDENT Barclaycard and Grauduate Gold Barclaycard. WHAT A JOKE!!!!!! :T :T :T :T
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does your total credit limits affect your credit rating?
Just been told by egg that it does, checked my four cards and found 40,000 total credit limit. have now reduced them down but am wondering whether anyone else has heard of this (the guy at amex was very surprised, no-one had ever asked for a decrease, and he was sceptical about it affecting credit scores) this is my first…
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tighter now with applications due to xmas
Does anyone feel that applying for cc now is more difficult due to shopping for christmas and sales will be starting soon? or is it easier? any opinions are welcome.
