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Income Estimation on application
Hi, Just applied for a halifax credit card and got accepted instantly, given credit limit etc. Apparently they'll be sending the documents for me to sign through the mail. However- Left my last job a while back, have been making ends meet by selling stuff and doing the occasional bit of work for my dads building firm…
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Grrr...iPledge card discontinued
:mad: My wife and I got iPledge credit cards earlier this year, which pay 0.8% cashback. Today we both got letters beginning "We are making some changes to your iPledge card." They then told us that the card is being withdrawn. :mad: I rang them. It turns out that the card is being discontinued for all customers, not just…
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Halifax visa payment protection
Can anyone advise me please. I currently have a Halifax Visa card. I usually pay it off without interest. I have payment protection but dont feel i need it. Does anyone know how i cancel it? Might save me a few quid if i stop it. Thanks
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Looking for a credit card or possible loan (help)
I need £1000 and im not sure whats best. Do i go for the CC or get a loan? I need the money for a car and i want to know a few things - If i buy a car from a private seller can i withdraw cash from a credit card without being charged? - If iget a loan can i pay it off earlier if i choose? If you can help that would be…
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Which credit cards can us use abroad without telling them you are leaving the country
Can anyone help me with this one, I need to get a new credit card which I can use abroad. But most of them ask for you to adivse them each time you go abroad. My Barclaycard has been refused twice in France and once in Spain. Do you know of any cards except American Express - this one I understand is not acceptable in some…
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Egg Credit Card
Martin mentions a new Egg credit card that pays 4% interest when in credit. Can not find details of this anywhere - can anyone help? Thanks
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MINT owe US money!
Due to a mix up with an over payment, and a balance transfer (Lloyds TSB platinum card told us the balance tranfer wouldn't be done until the cards had been authorised, then promptly went ahead and did it before we had even got them!), we ended up with over £250 in credit on the MINT card. We rang them - no problem they…
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Egg Money + Apple 10% + Education?
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Capital One Min Payments
Hi, sorry if this is a duplicate thread, but just wanted to make sure no one does what I have done this month...if you pay the min on your CO card by direct debit each month, they take the money no matter whether you have already paid them or not that month. So I have ended up paying twice this month, without actually…
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Virgin/A&L/MBNA
This is my first post so forgive me if I waffle on a bit. Am I being unreasonable?? I have had a Virgin cc on 0% for around 6 months. Recently I unexpectedly got a new card through the post and bewildered by this I gave them a call. I was told that the week before a third party had called them to say that I was expecting…
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Anyone know the typical credit limits for these BT cards?
Hi All, Just been reviewing Martin's most recent Balance Transfer article. Does anyone know what sort of credit limits I'm likely to get if I applied for NatWest/RBS or Lloyds TSB Platinum? I need to move approx. £7000 into a 0% account from existing 0% purchases C Card. Thanks very much.
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Credit Card Payment Calculation
Are MBNA unique in setting their minimum monthly repayments as a percentage of the interest charged so that on a 0% Card the monthly payment would only be £5.00 ie the minimum charge? Do any other Card Providers calculate monthly payments in the same way? Most seem to set their minimum re-payment as a percentage of the…
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Ikea store card
Hi everyone Can anyone say for sure whether it's possible to transfer a balance from an Ikea store card? I have a balance on my Ikea card which I'd like to transfer over to my Capital One which is 0%. However, I want to be sure it's possible to do it before I make the request as I don't want to find out further down the…
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Maximum limit on SBT cards?
i have a grad loan of about £10,000 that i wanted to transer to an SBT card - I wanted to go with Egg so I could take advantage of the anniversary offer, as I only need 2 years to pay it back. Do you think Egg will allow me a limit of £10,000 straight off? Anyone have any experience with this? I am employed and earning a…
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Fruadulent card applications at my address
Someone had been applying for cards in the name of the previous owner of my property. I have received 2 letters in the name of the lady (who I believe died about 5 years ago) which have said the applications have been rejected. Equifax are not interested because I am not a member. At the moment it doesn't appear a problem…
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Tesco Creditcard - viewing transactions online
Considering a Tesco CC to use just for day to day use for household spending and getting the clubcard points seems best cashback reward for our usage pattern. However has anyone used/using the card any views on their online banking part of the site. How frequent are the updates to the account i.e. do transactions show up…
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virgin card advice
hi, great site, been trying to read as much as i can but i'm a bit thick with money so maybe you can help with my virgin card situation I have £3,500 on a virgin card and my interest free period is about to expire. obviously i want to avoid paying interest. I have two main questions 1) is it a stupid idea to ring virgin…
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Barclaycard question..
Hi all new poster to the forums, but have been reading for a couple of months. I have a question. My sister has a Barclaycard, and she purchased some jewellery from a company off Sky (approx £30 worth), this was paid for on her Barclaycard. The goods were not delivered so she phoned the company, and they said the courier…
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Does Natwest offer Credit card customers online banking?
Does Natwest offer credit card customers online banking ?
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Nationwide Credit Card is it still the best for overseas purchases?
After reading Martin's article, I'm looking to apply for this card. I have checked the Nationwide website and they still offer no loading fee on purchases. Is there any other cards I should be looking at? Also a may use the bt 9 months 0% available on the card, but I'm trying to confirm there is the bt fee. The Nationwide…
