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Shopping at Ikea
In the next few days, I plan to buy some furniture from Ikea - definitely a bed frame and mattress, and possibly a sofa as well. At the moment, the cheapest source of finance available to me is my cahoot flexible loan, at 6.9%. I pay off the card that I use for shopping each month in full, out of my cahoot flexible loan -…
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Do Sky Card Have A Phone No?
Hi Applied for a Sky Card 3 weeks ago and have heard nothing :confused: How long do they normally take to reply and tell you yes or no? I have barclaycards with no balances so hopefully I will be accepted. Is there a phone number for them? Im not worried really, just weve had a few problems with a dodgy postman who has…
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Do Nationwide do SBT?
Hi - I remember reading that nationwide do SBT? Is this True cos i ca'nt see anything about it on thier website.
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Egg 95% Maximum Balance Transfer
Apologies if covered elsewhere (I did search!), but I've found out tonight that Egg are now limiting BT's to 95% of available credit limit for ALL customers - not just those who applied post-May 1st. Apparently, the T & C's for ALL customers were changed on May 31st to incorporate this 95% clause. I've done at least 1 (and…
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Skys The Limit
:rotfl: skys the limit looking 4 a c card shuffle found the new sky card got 1 with a wopping 6.3k limit had a barclay card with 2.5k to pay, sky is barclay card!!!! transfered to natwest (empty card then) transfered back to sky (barclaycard)..... cracker or what = 6 mths int free yipppppeeeeeeeeeeeeeee....... STILL KEPT…
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Morgan Stanley refusing to payback credit balance
Hello. I had a Morgan Stanley Credit Card and closed it some 3 months ago. I had prior to that made a balance transfer from another card by mistake to this card before I closed it. Since then, I ahve asked them to pay back the £4800 - they have today come back and said it must be paid back to the credit card that the…
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Capital One Problem
Any advice welcome. I applied and was accepted for an 18 month 0% balance transfer Cap One card. My first statement in may had PPI added to my account which i had not signed up for. I called them and was advised that they would cancel this from my account. The statement for june has arrived and the PPI has been added…
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CC for housewife with no income but working hubby?
Can anyone give me some advice please? I'm a SAHM but my hubby works full-time. My CC is coming to the end of its 0% rate but the cards I have looked at transferring to all require me to have my own income. I can't remember how I got round this last time (I'm currently with Barclaycard) so any advice would be gratefully…
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Mastercard / Ireland
Can anyone help with this? I live in the UK and recently I closed and paid off my Irish credit card account in person, and a few days later, receied a letter from Bank of Ireland informing me they were applying a 40Euros fee for the account closure. Apparently they have been taking 40Euros from my account every April for a…
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Paying double interest during credit card transfers
I did a BT from Capital One to MBNA. The balance is being reflected immediately with MBNA so I am paying interest already but it's still also on my Capital One card - they saying they haven't received payment yet. So I am paying double interest for maybe up to a week. This is so unfair. Another means by which we're screwed…
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AMEX Charge Cards and credit rating
I started a new job in September, and as it involves a lot of travelling I have got a Corporate AMEX charge card. For anyone that doesn't know, charge cards must be paid off in full every month but you get at least 25 days between being billed and the payment date to claim the money back from your company. The charge card…
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How to SBT with Abbey credit card?
Please can someone explain how you request a SBT on the application form? I can only see an option to BT from other credit cards, which doesn't interest me. I have entered my bank account details, but it doesn't ask if I want to transfer money into there.
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has any new Egg cust got them to waive 2% BT fee?
I am looking for a new 0% card, I am keen to get an egg card because they have lots of little special offers, and the anniversary 0% thing. however, they now have the 2% charge on BTs for new customers. I currently have £2300 on my nationwide card so the fee would be about £46... obviously i'm not too fussed on paying that…
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Attempted Robbery By Bank Of Scotland
Those nice people from Bank Of Scotland have sent me some credit card cheques that can used for such things as 'School and University' fees at a very generous 21.95%. Shame on them, I think this 'loan sharking' disguised as help is just sick
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Credit card arrears
Got my statement saying i needed to pay the minimum amount of £300 immediatley as i think i was late, three days later i got a letter saying i have to pay £200 in arrears and something about my credit or something being cancelled and that i had been reported to some place. Can anyone explaing this to me? Thanks
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SBT & student overdraft?
I have just applied for virgin credit card and plan to use the super balance transfer into high interest savings account via current account. My partner is a student, and regularly has various banks falling over themselves in an effort to try and make her fall further into debt with them. is it possible to use these…
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Virgin CC "may charge BT fees"???
Hi I've just received my acceptance for Virgin cc 0% for 9 months, and plan to do a super balance transfer when card arrives. However I note that the T&Cs state that they may charge for a balance transfer, having read most of the recent threads on here it seems they are not charging fees, but it does seem to depend on who…
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How long....
Does it take for a transfer to show from a Texaco Card to an Egg Card? We made such a transfer last friday (admittedly in the evening) and the transfer still hasn't shown up.....I know with the banking system the way it is that this is relatively a short time but I do get panicky ! Also with the &More card, is it possible…
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This is not fair
Hiya, I owed 1850 on my fd cc and paid it off last week,apart from about £175. I sent a payment to my cc from my bank account on wed for another £75, yet i just contacted fd about this months payment to my cc and they still want £53 in payment????? Is this right? because it sure as hell is not fair, its not i dont have the…
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experian credit expert
im sorry i have searched 6 pages for the credit expert thread but cant find it and the search function aint working properly. can anyone tell me how to cancel!
