AMEX Charge Cards and credit rating

MoneySaverKate

I started a new job in September, and as it involves a lot of travelling I have got a Corporate AMEX charge card. For anyone that doesn't know, charge cards must be paid off in full every month but you get at least 25 days between being billed and the payment date to claim the money back from your company. The charge card has no credit limit (scary!), as you have no option but to pay it back in full every month.

My question is this: does anyone know whether having unlimited credit available (even for a short period) adversely affects your credit rating? I have a 0% balance coming to an end soon and cannot seem to get accepted for any other cards, despite having a good salary and never defaulting on payments, so I was wondering whether this might be a factor.

Kate

grumbler

Are you sure that corporate card appers on personal credit files? I don't know, but I think that having a corporate card is like being a second cardholder on somebody's credit card ...

MoneySaverKate

Possibly - although I think it's in the contract that my company won't pay if I default on payments/lose my job. Just can't think of any other reason why I'm suddenly getting rejected. Mysterious! Might have to get my credit report.