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Morgan Stanley Cashback - EDIT not uncapped as I thought
Just received a flyer with my Morgan Stanley card statement, offering what looks like a new cashback deal. This is considerably better than previous deals of the same type from Morgan Stanley, because it is uncapped. I think this makes it the market leader. The deal is 2% cashback until 1st Oct, then 1%. Payment is by…
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Credit Card Protection
Hi everyone Who offers the cheapest Card Protection, I have had a look at CCP and Sentinal, are there any others? Regards Ginnser
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Is virgin the only cc for free balance transfers to a current account?
Yes im knew at all this, but i wish i had started earlier. i have found a nice little (4.9%) savings account and im trying to find a few cc's which will offer me super balance transfers. so far ive found only virgin offers to transfer into a current account for free. how do i get round this? im sure there must be a…
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Capital One queries
I have been invited to have a Capital One Platinum card (BT 0% for 9 months). I can't find any mention of a BT fee in the terms. Are they just hiding it or isn't there one? Also I have no idea what their credit limits are like. Could anyone advise?
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Super Balance Transfers - advice wanted
Is it worthwhile getting a few thousand pounds into your bank account via a super balance transfer (I have an Egg card), transferring it to a savings account for a month (ING) to accumulate a few pounds in interest, then paying it all back to the credit card again before you are charged interest? Are there fees incolved…
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Citilink card - charged for balance transfer
I recently singed up for a citibank 0% for 9 month interest free credit card. They asked me if I wanted to balance transfer but did not mention any charges. I have since got a £35 charge for a balance transfer. Their contract in very small print says, we may charge 2% for balance transfers but we will inform you if that is…
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Capital One Interest hike!!!
I took out a new capital one card to put a balance transfer on, the amount was over £10,000!!! Now I took this out at a fixed rate of 3.94% pa fixed for the life of the balance. All was well until last months statement, where I found that the interest rate had shot up to 15.??% :-( As I'm sure you can imagine I got in…
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holiday credit card
Hi, am going on holiday to america soon and will need a credit charge for un-expected payments. I've not got a credit at the moment so bit confused on which one I should get. I won;t be using it much, more than likely it will be used at the hotel once when booking in. Could anyone recommend me one please?
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Upgraded to Tesco finest card
I just had a letter telling me I'm being upgraded to Tesco's Finest Platinum card. I never asked for this and don't want it. Naturally its a premium rate number to stop it. If any of you know this card is there any benefit at all to it if, like me, you pay off each month and want a low credit limit. Regards X
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Banks credit cards/loans not on credit search
I've noticed that main banks' credit cards and loans do not appear on my credit history from Equifax/Experian. Anyone know why? Plus- it shows up as less debt in the first place. Minus- doesn't show up when settled.
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Using M&S Credit card abroad?
Hi There, I am going to Singapore for 3 weeks and have already called M&S to make sure they won't be surprised when the card is being used there. M&S says though they would charge 2.5% fee on foreign exchange currencies. When this means everything I pay for there would be 2.5% more expensive as it is right? So the 0.5%…
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Barclaycard
Anyone had any successful dealings with Barclaycard. Got a Barclaycard Initial a couple of years back to build up a credit rating, started at £260 limit and this has crept up slowly to £500 since then. In the meantime my rating had improved and I now have a Morgan Stanley Card £3500 lmit and a Sonycard £2000 limit. I…
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VIRGIN, ABBEY, ALLIANCE & LEICESTER 0% SHUFFLE INFO
I already have Virgin and Abbey cards but neither will give me 0% any more on a transfer but while discussing this with one of their operators they told me that if I were to apply for an Alliance and Leicester card they would offer to transfer my credit limits for each of the other cards to the new one, then I could close…
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Buying a car and transferring the debt to 0% credit card
I am looking to buy a car but they require 10% up front by way of a cheque and then the balance by bankers draft. The total is approx £6,500. I had hoped to be able to by with credit card and then switch the debt to a 0% interest balance transfer card. Is there any other way I can get the money I have paid onto one of…
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Sky card cheque
Just got my first Sky statement.They enclosed a cheque and on the front of the statement it says `no handling fee - see reverse for details`.On reverse it says `cheque handling fee 2.5% £2,50 min`.Be careful.
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Is this legal or can i get money back
budget an al dat
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Amex Credit Limit Increase
Does anyone know how you can easily get a credit limit increase with Amex. We have had the card about 4/5 years now but each time we ask for an increase they ask for proof of income etc and then only agree an increase of about £500 each time. We use our credit card to pay for everything, including hols and it would be…
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student first CC dilema
Hi all, im 20, just finished 2nd year of uni, and in two months about to start a 16K work placement for the year. now being at the end of 2nd year my finances aren't looking too good and even tho ive got a PT job its only 15 hours a week (all i could get at the time!) and pretty soon ive gotto find a deposit and months…
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AQUA CREDIT CARD 35.9 percent int.
Have today received an offer from the above card co stating that can offer me a cc of a limit up to £1600 and will help repair my credit history. Talk about mis marketing. I have an excellent credit history and have always been able to get the very best credit cards and why thse !!!!!! heads would think I needed one of…
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credit card payments to charities
Can anyone tell me which charities allow me to pay via a credit card so I can make a minium payment to my credit card and play the charity?
