Capital One queries

pioneer31

I have been invited to have a Capital One Platinum card (BT 0% for 9 months).

I can't find any mention of a BT fee in the terms. Are they just hiding it or isn't there one?

Also I have no idea what their credit limits are like.

Could anyone advise?

YorkshireBoy

pioneer31 wrote:

I have been invited to have a Capital One Platinum card (BT 0% for 9 months).

I can't find any mention of a BT fee in the terms. Are they just hiding it or isn't there one?

Also I have no idea what their credit limits are like.

Could anyone advise?

Discussed recently - see (my) second post...

http://forums.moneysavingexpert.com/showthread.html?t=63942

Cap One gave my wife 33% of salary (with no other cards held, and "reasonable" total household salary).

Longpockets

I applied recently for their 18 month offer but was only given a 9 month one. When I rang up to ask about the credit limit they said that they try to match the limit of your existing card. In my case this was my egg card with a limit of 15K. They actually gave me a 20K limit which I BT'd to Egg and then to the stooze pot. There were no BT charges at that time. This was at the end of April.

Hope this helps.

klondyke

I have the 18 month card and was assured there would be no BT fees at any time during this period - and I could keep doing BTs so long as I leave £100 available on card. So every time they take a dd, I use the 'space' to pay other cards (or Egg).

However, they rang last night to tell me how much I could save by taking out a 5.9% loan to help pay off all my 'debt' - and was I considering any large purchases soon? ...... Don't think the lady quite understood my thanks but no thanks cos I only have debt at 0%!!