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M&S
Just got myself a RBS card to carry on my stoozing. Lookslike M& S is the only one left for now. Can you do a SBT with it?
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Capital one 8 monther
Found a 9 monther in the Times today in London.
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M&S &More Credit card
My 6 months on 0% with M&S was due to expire in August. So, I thought, clear it by July and it'll be fine. Anyway, I just noticed that there was interest on my most recent statement so I phoned to query it and they said that it should have been cleared in May and that is why there is interest on it. I am annoyed about it…
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Transferring mortgage onto credit card
Martin recommended trainsfering doing a balance transfer onto credit card by asking for a cash transfer into bank first in order to pay off chunks of mortgage. Any idea which is the best card to do this on right now ( with one year to go before endowment pays out) and can 2 people in the same household apply for the same…
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Interest free cards outside UK
Now residing "down under" a close relative has a substantial amount of debt on UK (global) bank credit card. An amount is paid back monthly by direct debit from a "local" bank but I think it could take around three years to clear this debt with a horrendous amount of interest being paid. Is the facility to move to interest…
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single use credit card wanted
I remember reading about a single use credit card where you are just given a credit card number which has a pre-desired limit (eg. £1) for purchasing things online. I have searched these forums and google but can't find where they are. Also does anyone know if you have to pay for these and if each card contains your…
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I can see some positives for Vanquis CC
Received an application form in the post this morning. Why? I dunno! _pale_ Reading the T&C in depth the interest rates are very high. :eek: But if you get a £2000 limit the APR is 21.7% which can be the same as some get on MBNA cards. :rolleyes: It also states - "We guarantee to reduce the Margin Rate (bit above BoE rate)…
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Skycard and Barclaycard
I've finally received my Skycard. Unfortunately, the limit does not allow me to do all the transfers I need to maximise the benefits. As I've a Barclaycard with a large unused limit, would it be possible that I could transfer some of that limit onto my Skycard? I've just tried phoning, but their systems are down and they…
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Warning- if you think you've closed your CC account?
(sorry if this is old news) I recently received a statement for a Halifax card I cancelled and cut up 12 months ago. On the statement there was a transaction for CSMA subscription (civil service motoring assc). Halifax say this is normal -to have money going out of a closed account and apprarently happens a lot with SKY,…
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SBT cards - not MBNA
hi there, I applied for a Virgin card last weekend, and today received a letter declining my application, doesnt give any reasoning for it. I really cannot understand it, I have a barclaycard with 7k limit and another for business with 7k limit, each with approx 2k balance on them. I am 56 years old and with a good credit…
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Capital One (again)
I have finally got the acceptance letter back after weeks of waiting after signing the contract. However, they have said lovely, £200 credit limit if you give us a £200 deposit. Thing is, there is nothing on my credit reports, I have full address history, and am not in any kind of debt, with the exception of my student…
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applying online or phone-acceptance level better for either?
Hi all, I was just wondering if you are more likely to be accepted for a credit card if you ring rather than go on the internet?? Or do they both use the same kind of credit scoring , I just thought that if you rang there would be more questions the operator would ask and maybe be more flexible i.e agreeing your credit…
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Credit Card Stoozing - what is your limit
I have managed to get £50,000 on Credit Cards with 0% interest which works nicely with my offset mortgage. How much are other Money Savers getting hold of ? Credit Limits seem to be coming down - is this a ploy to stop us stoozers, I'll bet limits go up as soon as the 0% period ends.
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Long balance free transfere credit cards
Hmmmmm, Did a quick search on the net for the best deals and decided to give Virgin a go with 9mths interest free on balance transferes - (since it's about that time I need to jump my debt again). Tricky form this - asks all sorts of questions about current household income, existing credit cards etc. which took a little…
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NSPCC Platinum Mastercard
Noticed there is an NSPCC Platinum Mastercard available now - even though the call centre operators hadn't heard of it! http://www.charitycard.co.uk/nspcc/default.asp?cmpcode=a# Anyone know much more about this?? and anyone had any luck upgrading from a standard NSPCC card? The call centre also mentioned that a new One…
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Mint card balance transfer - to fee or not to fee?
I got some junk mail encouraging me to apply for a mint card. The terms said 0% on BTs for 9 months or so, and being a keen stoozer, I took great interest. The attaching literature mentioned that 2% BT fees applied (subject to a cap of £40). However on the application form itself, the box which one had to fill in detailing…
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Credit Card 0% Balance Transfer
New to all this balance transfer malarky, i did transfer over last year from one credit card to another (LV to MBNA) but i still have some debt remaining, so want to know of what to do to transfer to another credit card which i'm looking at Virgin, or can i transfer back to my first credit card which is Liverpool Victoria…
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Business credit card
I was wondering whether anyone knew about business credit cards. For my business I am currently with rip-off bank of scotland, and their rates are increasing this year. Because it is a credit card attached to the business bank account I was wondering whether I could get any old credit card and pay it from my bank account…
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A&L SBT free when requested on application?
Can anybody confirm that if you apply for an A&L 0% credit card and ask on application to do a Super Balance Transfer into a current account, there is no balance transfer charge? Martin seems to be saying this in his article -- http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1076883546,34894, -- but that was…
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Card for buying overseas..
Have been reading martins moneysaving article about buying in different currencies (which i do a lot of) and at present i have a Halifax Visa and a HSBC mastercard - which i guess charge a lot! Just tried applying for a nationwide card which i gather from the article is the best i.e. no extra charges, but got refused…
