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Business credit card

I was wondering whether anyone knew about business credit cards. For my business I am currently with rip-off bank of scotland, and their rates are increasing this year. Because it is a credit card attached to the business bank account I was wondering whether I could get any old credit card and pay it from my bank account as a direct debit? Or whether because it is business I need to keep it with the same bank account? Anyone any advice? My accountant said I couldn't just pick any card.. but it seems silly advice to me...

Comments

  • DesG
    DesG Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Your accountant isn't the smartest knife in the drawer ;)

    Most people use a personal card, and pay it back from the business. Best to keep one personal card that you _only_ use for business.

    MBNA also do a business card, that they re-badge to other companies, ie viking direct. I think there is an annual fee for the MBNA product.

    I use Bank of Ireland Business credit card, but I only use it for expenses, as it has to be paid off in full after every statement.

    HTH

    Des.
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