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Sainsburys Credit Card
I applied for this card and got one with around £5000 limit and 0% on purchases for around 9 months. I used it for a few purchases coming to near £1000 I work away from home most of the time often for longer periods, I logged on the account and see the limit has dropped to £1000 and there is a message saying you are in…
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How to register on the electorall roll
I was just wondering after you change addresses, how do you get yourself registered to the new address? Thanks
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&more Info needed - minimum payment
hi just wondering if any1 can avise me, just got my first m&S statement after having BTd 2850, and minimum paymenet came out as 85,5pounds!!! IS thst right? got same credit on my virgin card and my minimum payment is only 5pounds? let me know and thanks for your advices... :D
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anyone familiar with Next Directory?
I'm new here, sorry if this is in the wrong place. I wanted to buy some new clothes so I decided to try https://www.next.co.uk - Next Directory. The choice of items was wide and I liked a few things, so I bought some and set up an account. I've never shopped with Next before. As I was filling in the details I suddenly…
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Barclays don't know their a~** from their elbow
Just had my poor opinion of Barclays reinforced. Tried to make payment to Monument (Barclays) credit card without the pre-printed credit slip but with all nec info i.e sort code, Barclays a/c number, and the credit card number. The teller at the branch said I couldn't as - she didn't have the relevant credit slip with code…
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URGENT! SBT help!
I am right in the middle of applying for a Virgin credit card to enable me to do an SBT to 2 of my exisiting credit cards and 2 overdrafts, however, on the appplication it only gives the facility to transfer to other credit cards and not to bank accounts...is this something I should be concerned about now or will i be…
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Been Accepted On CC-Want To Do A BT!
Hi There Please bare with me, having a bad day and am using the Voice thing to type as hands are bad today :rolleyes: Have received a call this afternoon from sky about their New Skycard. Lady was lovely and we went through security etc. She said I had been accepted with a £7000 limit at 15.?% Only intend to BT though and…
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EGG not allowing positive BT into Bank
I have a positive balance of £3850.00 on my EGG card but they are not allowing me to BT over my credit limit (£1050.00) into my current account. I have sent them a secure message asking why and am waiting to hear. :eek: Is this the end of using EGG as a mule ??
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Guaranteed acceptance?
My current 0% Barclaycard deal is due to end soon, so I am in the market for a new interest-free credit card. Co-incidentally, I recently received some junk mail from my bank (Lloyds TSB) promoting their American Express rewards card. Although the introductory rate only runs for 6 months, the letter says I am guaranteed to…
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balance transfer to virgin
I had the sainsburys credit card last year and bought a sofa as it was no interest on purchases. I have saved the money to pay off the sofa over the year, but now my year is nearly up with sainsburys I have decided to keep my money in the bank a little longer and get another card with interest free. I have applied for the…
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Balance transfer to someone else's card???
Apologies if this has been asked before, but can anyone tell me if I can... Transfer a credit card balance to someone else's credit card eg. parents(!) with their permission! ie. could my parents transfer some of my balance to their 0% card. Many thanks for your help.
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Egg Blue - credit check?
I've been an Egg Green customer since January and am thinking of applying for the Blue, but can't really afford to have another credit check to my name. Do Egg perform checks when existing customers ask for the Blue card? The T+C seems to suggest so: "To help us make this decision we will: Credit score and assess your…
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WARNING used your card in the USA recently?
40 Million card accounts were exposed to fraud in the USA last week: http://news.com.com/Details+emerge+on+credit+card+breach/2100-7349_3-5754661.html The knock on effect is that cardholders who’ve visited the USA from Australia, New Zewland, Japan and China in the last 10 months or so are being warned that their cards too…
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If the law on credit changes?...
According to Nationwide, if 'fairness' provisions in the Comsumer Credit Bill go through then the order of payments on debts at different rates of interest will be 'highest/lowest' rather than 'lowest/highest'. It's an obvious point, really, but how would that affect customers with currently existing life of balance deals…
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Nationwide credit card additional user
Hello there, A friend recommended this site and I think it's great. I have a credit card query which I hope someone can advise on. I have a Nationwide credit card, and would like to add my mother/father as an additional user. My parents are retired and live abroad on just their savings with help from my siblings and me. It…
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egg no longer free BTs for existing customers
The monthly e-mail to say that I should view my on-line statement says they have changed the T&Cs. Their "summary" of the key changes does not seem to think it important, but if you view the full T&Cs, they now include a 2% fee (capped at £50) for BTs and SBTs. Looks like they have extended the 2% fee to existing customers…
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Victim of CC Fraud
I recently applied for a CC, was accepted, sent back the credit agreement and everything. However, never got the card or the pin. Anyways, a months later i get a statement listing "my transactions." Immediately, this triggers alarma bells in my head. I ring up cust services and ask them rather politely, initially, what the…
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Buying A New Car
Before anyone posts - i know there is a big issue around depreciation of new cars....but there are just sometimes 'a girls got to do what a girls got to do'. I am treating myself to a brand new car in Sept and having a good look around. What I need info on is alternatives to pay for it. I actually have the cash to pay for…
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low credit rating
Hello there i am as i type i am sulking into my coffee. i thought i had a good credit rating. i have 26 mortgages and 5 credit cards and all have been paid on time (i have one late payment marked at the start of a new credit card 15 months ago). so i assumed all was well in the land of my credit rating. 2 weeks ago i was…
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Can a student stooze?
I am a student who takes advantage of betting offers, casino offers and poker offers. I have yet to take advantage of CC offers which is the only thing left. I applied for an egg card stating my income as £5k and have a limit of £1k. I could probably increase this stating a higher income but I have no way of proving this…
