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Citibank Platinum - no more 1% cashback
Hello, I just applied for a current account and creditcard. Now I see the Platinum Card has no more cash back, is that true? And the normal current account has no 4.5% interest, I should have opened a direct current account, right? Damn it, is it allowed to cancel the spplication on the same day? Thank you Houmie
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Exceeded limit fee on Barclaycard
I received this month's statement from Barclaycard and it included an extra £20 fee for "Exceeded limit". It is true that I did go over the limit (of just £600) due to some extra shopping I had to do this month (mine and wife's birthday party) which I didn't account for properly but it was only exceeded by £26 during one…
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Advice on my Credit Card Debt
Hi Am after some help/advice I currently have four credit cards: Egg HSBC Barclaycard Sainsbury Egg has no debt :j HSBC and BarclayCard have a combined £7100 :mad: Sainsbury has about £400 HSBC and Barclaycard are on 0% until August After August the APR will be 13.9% and 15.9% Is it worth getting a loan to clear the debt?…
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0% credit cards and my credit rating
Apologies for the numpty question but does bouncing around from one 0% credit card to the other damage your credit rating? I heard a story from a friend of someone he knew at work who stoozed (i.e. 0% to 0% CC) for 2.5 yrs then was refused an application. I've probably had 10 different credit cards in the past 4 years (not…
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I need to do a BT
Hi, I currently have a Virgin Card which is coming to the end of it's 0%. I was thinking of moving to either Morgan Stanley, M&S, Aliance and Leicester (if they've still go a 0% offer). Which ones of these offer good transfer amounts - I've got about £5000 to transfer. :confused: And have any of them got any hidden…
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Should I cancel cards?
Hello everyone Over the last few years I have been a rate tart and swapped balances to 0% credit cards. I now have 6 cards where the 0% interest period has run out and they're just sitting in my safe not doing anything (no balance on them). Should I cancel these cards? Does it improve my credit rating if I cancel them? Are…
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spending abroad
hi, im looking for a credit card to spend on in europe but ive been knocked back on the fee free ones from the site (A&L,ABBEY,NATIONWIDE etc) anymore i could try?
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Question For Martin : Advice on this CC
Hi I have just recieved the following mail for Virgin Atlantic members offering 20k air miles if they open and spend on a American Express Gold Charge Card. I just wanted to hear your thoughts on this credit card as this is a lot of miles credited to your flying club account ?? snip In an exclusive offer for Flying Club…
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Which credit card can I get and get cashback?
I'm thinking of getting a couple of credit cards on the 0% schemes. Anyone know of any cashback sites which will reward me for applying for them?
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Barclaycard Low Transfer Tip
I have question about the Barclaycard 6.9% tip you sent us last week. You said "Once that’s done, put the Barclaycard away, and never, ever, ever, ever use it for spending on". My question is this: Once you've done the do and got all the debt on the Barclaycard at the low rate and once you've paid the debt ALL off, i.e.…
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Citi Gold Card.
I want to do another bt from the above card and have paid off the present balance less the amount shown on my statement which is being taken by dd on the 6 June. However I am now wandering if they will still take this dd as I have made a payment. Does anyone know if they still go ahead with dd. With thanks,
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Amex card any good to stooze on?
Hi all, I've had a mailshot for an American Express Platinum card with 0% for 6 on BT's. Just wanted to ask you peeps if this card is pukka? Any BT fees etc..? I need to watch out for? Thanks
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Ulster Bank - 40 euro fee ?????
Had a look at the Bank of Ulster credit card 9 month deal today. I noticed in the terms that there seems to be a 40 euro government tax payable on Northern Ireland credit card accounts. Anybody know if this would be payable for a UK based customer? They state Please note Government duty of €40 per annum is payable on…
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&More Card - standing order?
Hi, I'm still awaiting some of the literature for my M&S &More card and I would like to set up a standing order (not direct debit) to automatically make a payment each month. Can anyone who has the card give me the bank details for M&S so I can set one up? Thx, Bern
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Applying Barclaycard as an existing Monument holder
Does anyone know whether Barclaycard permits existing Monument holder with a very good credit history to apply for a Barclaycard?
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Can someone be deliberately barred from receiving credit?
Hi there, I realise this may not be the correct forum to bring up this question but I wasn't sure where else to turn, so... I want to know if it is possible for someone to get themselves deliberately barred from receiving any form of credit. I know it seems a strange question, but I wondered if someone who had a credit…
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Barclaycard Classic Limit increase
What is the mininum period before i can ask for a limit increase? I am a customer of barclays. They have told me 5 months since your last approved increase. (which was March 29th for me) Is this right?
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RBS 0% 9 months BTs and purchases
Apologies if already posted, but I have just stumbled upon the Royal Bank of Scotland offering 0% on BTs and purchases. No charges on BTs apparently http://www.rbs.co.uk/Personal_Finances/Credit_Cards/default.htm Online application facility appears down just now but there is a freephone number for an application pack.…
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Texacocard
I recently applied on-line for the above credit card.I answered all of the questions including the amounts that I wished to transfer from other cards. A week later I received my card, I also received at the same time a letter dated the day before my card, informing me that my request for a balance transfer was not possible…
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Virgin - Monthly payment of only £5?
I got a Virgin card two months ago and immediately transferred 9k to it. The minimum monthly payment this month is only £5? That cant be right can it? It was the same last month but I thought maybe that was because I had just done the balance transfer.... Anyone got any idea or should i just call them? Thanks guys
