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Citibank Platinum - no more 1% cashback

houmie
houmie Posts: 224 Forumite
Part of the Furniture 100 Posts Combo Breaker
Hello,

I just applied for a current account and creditcard.

Now I see the Platinum Card has no more cash back, is that true?

And the normal current account has no 4.5% interest, I should have opened a direct current account, right?

Damn it, is it allowed to cancel the spplication on the same day?

Thank you
Houmie

Comments

  • Reaper
    Reaper Posts: 7,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    See this thread.
  • houmie
    houmie Posts: 224 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I see. Ok. It seems all the good interest rates are just possible with the direct application. Which I didn't do. I could go and ask if they would offer me this rates for the current account. Otherwise May I still be able to cancel the application?

    Thanks
    Houmie
  • denys
    denys Posts: 62 Forumite
    Houmie,

    If you applied online, than you will receive a pre-filled application through the post, where you can effectively choose from any of their accounts including direct current account. Also be warned that credit search for a current account (Experian) done only when they received this signed form along with all documents/deposits they requested. So the form itself does not mean that you have been accepted. In fact they will be able to see their own search for a credit card, when scoring you for a current account, which may affect their decision.

    Good luck.
    micheal5kr.gif
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