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Citibank Platinum - no more 1% cashback
houmie
Posts: 224 Forumite
in Credit cards
Hello,
I just applied for a current account and creditcard.
Now I see the Platinum Card has no more cash back, is that true?
And the normal current account has no 4.5% interest, I should have opened a direct current account, right?
Damn it, is it allowed to cancel the spplication on the same day?
Thank you
Houmie
I just applied for a current account and creditcard.
Now I see the Platinum Card has no more cash back, is that true?
And the normal current account has no 4.5% interest, I should have opened a direct current account, right?
Damn it, is it allowed to cancel the spplication on the same day?
Thank you
Houmie
0
Comments
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I see. Ok. It seems all the good interest rates are just possible with the direct application. Which I didn't do. I could go and ask if they would offer me this rates for the current account. Otherwise May I still be able to cancel the application?
Thanks
Houmie0 -
Houmie,
If you applied online, than you will receive a pre-filled application through the post, where you can effectively choose from any of their accounts including direct current account. Also be warned that credit search for a current account (Experian) done only when they received this signed form along with all documents/deposits they requested. So the form itself does not mean that you have been accepted. In fact they will be able to see their own search for a credit card, when scoring you for a current account, which may affect their decision.
Good luck.
0
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