We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Barclaycard Low Transfer Tip

I have question about the Barclaycard 6.9% tip you sent us last week. You said "Once that’s done, put the Barclaycard away, and never, ever, ever, ever use it for spending on". My question is this: Once you've done the do and got all the debt on the Barclaycard at the low rate and once you've paid the debt ALL off, i.e. balance at zero, should I go back to spending on the Barclaycard and at what rate will I get charged for the spending??? I apologise if I've stupidly missed the answer in your original piece.

Comments

  • Cardinal-Red
    Cardinal-Red Posts: 664 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    You'll get charged at your standard APR, whatever that is on your Barclaycard.

    Mine is 18.9%... ( I think! So long since I did any purchases on it!)
    The above facts belong to everybody; the opinions belong to me; the distinction is yours to draw...
  • Hey Cardinal-Red thanks for the speedy response... much appreciated.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.