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Moneysavingexpert and American Express
Moneysavingexpert.com is mentioned on the back of my Amex statement this month. To quote: "Voted best MoneyBack Reward Scheme Did you know that blue from American Express has been named as one of the ten most generous award schemes? Moneysavingexpert.com was critical of many schemes on the market but awarded it eighth…
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Help with virgin fees
Hello I really need help.I went over my limit with my Virgin Credit Card in June by about £20, I got a £25 charge which is fair enough as it is my own fault (although I hadn't realised I had gone over my limit - but that's another story). I sent the cheque off but could only afford just over the minimum payment. When my…
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Rate tarts wanted for a case study
If you're a rate tart but have forgotten to move your balance in the past or you've been tarting for years and never missed a switch and would like to be featured in a case study can you send me an email at andrea@moneysavingexpert.com.
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Mastercard fees may be infringe EU law
Thought this may be interesting or not: http://news.bbc.co.uk/1/hi/business/3999221.stm
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Newbie Cashback Question
Hi all Have only just twigged on to this credit card cash back lark and understand I can earn myself a good few quid by doing all my spending (shopping, petrol, etc) on a cashback credit card instead of my debit card. Was gonna get the amex blue as that seems to be the best (any other suggestions gratefully received) At…
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tarting current account - your thoughts
Hi Guys, I have just been thinking about something, can I have your thoughts, can it be done or am I missing something here: My idea: Open 4 current accounts, lets assume they each have a £2k Free overdraft limit (I opened an alliance and Leicester account and the lady said the overdraft was totally free). put the £8k in a…
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Capital One debt
Hi all, I wanted to ask something as I'm annoyed that Capital One did this last year......my partner became unemployed, we told all the people we were paying but some chose to ignore us. Capital One kept on phoning and making us agree to payments we just couldn't keep too, we felt so bullied by them we got some advice from…
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WHERE TO START WITH CREDIT CARD QUESTIONS
The best place to start with Credit Card questions is the Articles section of the website. Unlike other websites, this one is non-profit driven, the recommendations are purely based on what the best is, not on what pays an affiliate, so you can trust the recommendations. Doing this helps users of the site: Many people ask…
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MBNA - 9months 0% - with free DVD player
I have been sent an offer by MBNA for 9 months 0% on balance transfers - since I'm due a balance transfer anyway it seems attractive - they offer a free DVD player with your first use of the card. My question is - I can't seem to find a minimum spend on it and so was thinking of using it to pay for something that's £1 and…
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credit card and ebay?
this may be a silly question but if i buy an item that is worth more than £100 on ebay and pay by credit card and i dont recieve the items am i covered by the consumer credit act that makes the credit card company jointly liable?? 1jim
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HBoS in cahoots with MBNA??
I just received a letter advising me that my very long term affinity card (a Chartered Insurance Institute Gold Mastercard dating back donkey's years) is now being run by Bank of Scotland on behalf of MBNA and eventually will be completely transferred to MBNA. What on earth is going on in this crazy marketplace?
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SBT
When applying for a SBT with a Virgin credit card at the time of application do I just put my Debit card number in for my current account or do I have to do this later after being approved.... if you get me. Hope I made sense ;) Thank you for your help.
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Quickpay Signatures?
Does anyone have any pointers/information about how the quickpay tills in M&S/Sainsburys validate signatures? I used one at Sainsburys Greenwich 4 times a week for about 5 months when they were first introduced (finally something to make grocery shopping exciting!), and despite several signature 'variations' all…
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0% for 12 months - For new Barclaycard customers
Hi all, Don't know if anyone's heard about this offer.. I was in my local town centre today and there was a Barclaycard stand - Advertising 0% on BT's for 12 Months!! But it was only for new Barclaycard customers (Which I thouth was unfair :( ). So when i spoke to the fella - He advised me to call Barclaycard and ask them…
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Not Tarting just trying to save
I have a debt of £3 K on an egg card, after reading Martins tips and not being very 'up' on the world of finance I have applied to move the debt to a Texaco card. As I said in the title of the thread I'm not 'Tarting' just trying to save a bit of interest. Have I done the right thing? or should I have gone for 0% with all…
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CreditExpert Users Be-Aware!
Now they`ve updated the site ,be aware in the previous searches section it records every time you visit yourself so on yearly subscription it will record every day of the year if you happen to visit that often even same day twice!!! Suspicious or what
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Virgin Credit Card Offers???
I'm looking for another 0% -9 month transfer and Virgin looks to be the one ( I've already done Tesco, MBNA, Barcleys-EGG) - Are there any special offers going around if I join them?
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what can I get for using a credit card?
I don't really use a credit card as a credit card - I always pay off the full balance at the end of the credit period (before incurring interest) but I just wondered if there were any cards around that gave you rewards for using them? I've currently got a Tesco credit card and you get money off vouchers, but I rarely shop…
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New to Stooz, help please
Hi all I am new to this stoozing lark and need a bit of advice, I have applied for a mint card and have been given a £4500 credit limit, when I applied it asked if I wanted to balance transfer, but only allowed it to other cards, will they send cheques for a super balance transfer? What other card can I get that will let…
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Instant on-line decisions
Does Liverpool Victoria or HBOS credit cards offer instant on-line decisions as to whether they will be issuing a credit card or not? Thanks in advance HelenaT
