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egg anniversary and zero balances
The other posters message about credit limits has prompted me to ask for your opinions on my egg card anniversary quandry. I noticed something on my last statement that fellow stoozers may be able to help me with. Even though my balance was zero (paid off the card thorugh october) I noticed in small print at the bottom of…
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Super Balance transfers with Egg
Hi there. Can anybody tell me whether it is still possible to do a 'super balance transfer' (i.e. transfer credit from the Egg card to boost my bank account) with Egg? If so, what are the charges? I've been hunting round their site 'til my eyes went funny and I can't find any mention of either the feature or the charges.…
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Which Credit Card for the USA???
I'm of to New York for a few days on 29th December! After a quick search around on the forums, the Nationwide card seems to be mentioned quite a bit, is this currently the best card available for use abroad? I was thinking of using the card instead of travellers cheques, is the exchange rate more likely to be closer to the…
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Stoozing with the Sunday Telegraph.
Emma has a full page article in the Sunday Telegraph Money Section. It includes two references to the MSE website. Expect one or two visitors to the site today. ;)
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Conran card - anyone got one
My girlfriend wants to get her first CC. She's not bothered about stoozing, interest free periods etc and will pay off her balance each month. She doesn't want the hassle of the card not being accepted in some places (So this rules out Amex), she wont be spending a great deal on the card, up to 4k a year. So, from Martin's…
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Online Credit Card Loophole
In September of this year I went on the internet to buy a compost tumbler (a device for speeding up the making of compost from garden and household waste). I found a company in Newcastle upon Tyne called https://www.britisheco.com and ordered a tumbler at a cost of £129.99. I was not given a time period for the delivery of…
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Capital One 9 Months 0% BT & Purchases
Just been invited to apply for Capital One offering 0& for 9 months on purchases and BT's. It was an adressed mailshot through the post. I used to have a capital one card years ago and recently it still appeared on Experian as active, so I was going to cancel it and get it removed. Anyway i 've applied for this as my other…
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Charged interest on SBT from Egg
I was moving some balance transfers through EGG this month and was amazed when I checked my statement to find they had charged me interest on them even though my account did not go over the limit & was in fact in credit when I did the transfers. I spoke to a c/s person who was at a loss to explain it. She spoke to a…
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no more 0%
Hi people new to posting so sorry if in wrong place, the artical below is lifted from bbc 2s working lunch,has martins entusiastic rants on radio 2 to millions of people to screw the c card companies before they do you, Killed the golden goose???? ---The rise of the 'rate tart' is one of the trends identified by…
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Newbie tart advice
Hello everyone, before I start I would just like to say that, I stumbled across this site about a week ago, purely by accident and have visited every day since. This is an excellent site, most informative and truly appreciated, many thanks. I have read most of this sites articles and forum topics, I have also applied for…
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MBNA ridiculous rate!
ive just been told my aol mbna card rate for purchases is 22.9%! i didnt think credit cards charged that much anymore! ive never used it i just wanted to transfer some money over which is at a rate of 1.9% till march but after that im getting rid of it avoid!
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Amex Platinum 4% cashback offer
I've been looking to change credit card for a while (from Nat West - as I get airmiles but can never get flights when I actually want them) and knew from this site about the Amex platinum card 2% cashback. Yesterday got some "junk" mail from Amex which was actually an invite for a Platinum card, with a special offer of 4%…
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Applying for Egg Blue
Does anyone know if Egg do a credit check for Egg Blue applications?
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HSBC Gold Premier Credit Card
I just walked into HSBC at lunch time and was interested in the HSBC Credit Card offer which they are currently offering. Balance transfers and purchases are 0% up until Septment 2005. The APR is 14.9% but for Premier customers (which I am) it is 9.9%. Is this a good deal ? Many thanks in advance.
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MBNA A&L RATES RISE 2%
Has anyone else with the MBNA Alliance & leicester card had a letter over the lst couple off days that the interest rate on the card will Rise from 16.9% to 18.9% a whopping 2% increase Or is just me thanks for any help.
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New HSBC card - and it's a goodie!
Don't have the time to write on this or alter the articles yet. But thought the top tarts out there would like the info asap. The following is HSBC's press release (so remember it is their spin): What's very interesting is the repayment priorities Enjoy Martin _________________________________ Bank deals a fair hand of…
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My first stooze :)
I've just completed my first stooze! £2700 of Citibank's money (routed via Egg, don't worry!) earning me interest in a Halifax Web Saver at 4.5%. Thank you very much! It would be in my Egg 5.5% account but at the moment I only have an electron card, which you can't pay into Egg with. So I'll have to figure out a way of…
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NSPCC Credit Card
Hi everyone, I know there are hundreds of cards out there, but Ive hopped again and found I'd share this one with you. http://www.nspcc.org.uk/html/home/newsandcampaigns/creditcard.htm Its Intrest free on balance transfers AND purchases for 9 Months. It is run by Royal Bank of Scotland. I got the card very fast and have…
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Please ban the word Stoozing from MSE.com
Its bad enough having to hear the word on another site. Can we not think of something better than the word stoozing? It sounds so horrible. I can't believe how prevelant the word has become on this site in the last week or so.
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How do Capital One treat YOU?
I have a Gold Card with Capital One. My Interest Rate? [glow=red,2,300]29.94%![/glow] This stems from a "Classic" account I opened three years ago, designed for people who found it difficult to get credit. My payment history is great, NOT ONE missed payment since the account was opened. Through the years they have given me…