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credit card query
Hi Everyone, I've been reading all the threads over the past few weeks with interest, and must admit getting some revenge on the CC companies sounds tempting after all they've had out of me and my hubby over the years :) Anyway my query is that most days I get offers through the post for credit cards with o% offers which…
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cap one transfer??
Just got a luvverly £5000 on me cap one 18 months interest free credit card, but they wont transfer into my bank account, it has to be a b/t from a store card or a credit card. Does anyone know if I transfer it onto my Sainsburys credit card will they put the cash into my bank account! Hope someone can help, cheers ;D
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New Stoozer - couple of questions
I have recently applied and got a Egg and Alliance & Leicester credit card to try out this stoozing phenomenon. Question 1 : i have just got a MBNA junk mail through the door offering a 0% card(platinum plus) for 9 months is it possible with the other 2 cards I have ? Question 2 : when you filll in the application and they…
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Morgan Stanley, get a second bite of 0%
Having too many credit cards, just becoming a clutter, I decided to close my Morgan Stanley as the 0% has expired. I phoned them to cancel the card. First they offered me a balance transfer rate of 3.9%, well that's not worth the effort. I declined and said I wanted to close the account. But then they offered me a new…
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Experian and my large 0% balance
I suspect someone is blocking my activities, probably Experian. I have about £40,000 credit on about 7 cards all at 0%. I have £42,000 cash in the bank to service that debt. I am disciplined and making about £110 per month in interest on my 0% balances. I have never missed a payment, though did make one minor slip up and…
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Egg Spend £50 get £10 back
I am currently taking advantage of an anniversary 0% balance transfer with Egg - as per advice from this site during this balance transfer period I do not use the card for any purchases because I know that my monthly payments come off the balance transfer before the purchases . Yesterday Egg offered me £10 if I spend £50…
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Sainsburys credit card
Sorry this will probably sound like a really dumb post to most but I have a few Q's about my (hopefully) first cc. I understand that they are doing 12 months 0% on purcahses. Does that mean I can spend whatever my limit is and pay no interest on it? Do I still need to pay a monthly minimum payment? Also they have 2 cards.…
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Spending on Credit Cards
I like to do my shopping on credit card, as opposed to cash, due to some of the great cashback deals available. Also, my wife does her shopping on my credit card. She had it stolen last year and I didn't report it for 6 months because the bloke that nicked it was spending less than she did!! Have fun!
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0% Barclaycard Aug '05 Question
I know that balance transfers have to be made in the first 60 days of opening the account, but can anyone tell me if the same applies for purchases? Or are purchases 0% till Aug '05 no matter when you you do them? Thanks, Scott
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E30/11/04 Egg Card Double Cashback
Egg are offering double cashback in November only at selected retailers. For example: currys.co.uk 10% cashback whsmith.co.uk 10% cashback asos.com 20% cashback 0800flowers.com 20% cashback virginwines.com 20% cashback lastminute.com 5% cashback cd-wow.com 10% cashback Egg cashback page:…
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Credit Card Anniversary Offers
Hi to all, Do the CC companies advise you when your anniversary is due along with any offer/new introductory period or do you have to keep an eye out and enquire? My Mint is due for 1 yr anniversary soon and I'm wondering if I need to approach them or will they send out invites for anniversary offers. Thanks
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Football Club Credit Card MBNA Question
I am considering applying for the 'Tottenham Hotspur' MBNA Visa Card. I will get 0% on balance transfers for 9 months. However I currently have an MBNA Platinum Mastercard, so will this affect my application? I do not want to transfer any balance from the MBNA Platinum Card. I would like to transfer the balance from my…
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Did anyone get the First Direct Break offer?
:( I applied for the first direct credit card, awaiting the weekend break offer, it took ages to arrive ( over 2months) then could not get any flights to any usa destinations as offered , i was told they had all gone! I was however offered a break in feb in Barcelona flying with easyjet that would cost me an extra £200…
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(Don't) Get the Macs
The Macs Credit Card was a fake card I designed for BBC1s 'Should I worry about... spending'. The aim was a card that looks good but is Pants. View the specs of the card Can you spot whats wrong with it. (and to start you off, have a think about why it's a 'macs' card) And PS to the regular Credit Card Nerds from the forum…
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Egg cashback deals
For those with (or thinking about getting) an Egg card, I notice they've got some good cashback deals going on through November. Take a look here
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Best internet credit card?
Hi everyone. Couldn't find any existing postings about this... Taking into consideration the T&C etc. which is the best credit card to have for internet purchases? Mainly with regards to protection and included insurance when buying from retailers or eBay etc.? I've had occasions where I've bought from sites and then…
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Telegraph looking for tarts!
Rate tarts of course! We are writing a feature this Sunday about people who move their debts from one 0% credit card to the next, so avoiding interest charges. I am looking for people to interview for the article, and thought this website would be an excellent place to start. If you are interested (and just to warn you we…
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Can you SBT from Egg website?
Hi all, Just a quick question please. Just wanted to know if I could do a SBT from the Egg website to my current account? or will I have to call 'em up.? Thanks
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Storecards
Are these easier to get than credit cards, and do companies perform credit checks on people applying for them. I ask because HMV have sent me details of their card talking about 'instant' 250 pounds spending limit, but I am trying to clear up my credit file as I applyed for too many cards over the last year which has…
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New Stoozer. When do I have to pay off balance?
Can an experienced Stoozer advise on this? I have just read this article http://www.gemnet.freeserve.co.uk/stooz.htm and point 23 seems to indicate that the date the balance is due to be paid off, may not coincide with a statement payment date. Is this usually the case in your experience? I have plenty of time but just…
