0% Barclaycard Aug '05 Question

The_Bhoy_3

I know that balance transfers have to be made in the first 60 days of opening the account, but can anyone tell me if the same applies for purchases?

Or are purchases 0% till Aug '05 no matter when you you do them?

Thanks,
Scott

Martinslovechild

Bhoy,

What does it say in the T&C's ??

robnye

i was wary at the beginng.

but phoned them and got it confirmed, i then found it confirmed in my t's&c's also.

when the statement came it also confirmed it,

so give them a ring if you are unsure

The_Bhoy_3

It was a combination of the two that confused me!

I phoned them & the guy said, "Nope, you only get 0% on balance transfers".

Then I read the T&C on my leaflet & I'm sure it says that balance transfers are 0% in the first 60 days, and purchases are 0% till Aug '05, so I didn't know what to think!

Should probably just ignore the guy & go with the leaflet...

deemy2004

Balance transfers 0 %- first 60 days
Purchases 0% - until end of introductory period - Aug 05

robnye

nope mine is definately 0% on transfer until Aug 05
and 0% on purchases until Aug 05

each monthly statement says it....

Martinslovechild

nope mine is definately 0% on transfer until Aug 05
and 0% on purchases until Aug 05

each monthly statement says it....

Don't forget that there are 2 sets of T&C's for Barclaycards. Mine is like yours, but later Barclaycards have the terms that the Bhoy is talking about.

I've got a feeling that he's right - 60 days for BTs but purchases at any time - but I still recommend that he looks at his specific set of T&C's to be sure.

robnye

it doesnt help when one company can have so many variations...... just look at capital one.....

Margaret_Millne

nope mine is definately 0% on transfer until Aug 05
and 0% on purchases until Aug 05

each monthly statement says it....

I think you could only do transfers in the first 60 days, but then they are interest free until August, whereas you can continue making purchases right up to the end of the interest free period.

robnye

sorry my reply was misleading

nope mine is definately 0% on transfer until Aug 05

i meant 0% until aug 05 on balance transfer done within the first 60 days

King_David_2

The take up on the card would have been huge if it was on purchases just in the first 60 days.....

One of the best offers ever that.

Amazing how many times someone asks when it's right in front of them.