Newbie Cashback Question

Brighty

Hi all

Have only just twigged on to this credit card cash back lark and understand I can earn myself a good few quid by doing all my spending (shopping, petrol, etc) on a cashback credit card instead of my debit card. Was gonna get the amex blue as that seems to be the best (any other suggestions gratefully received)

At the moment I do nearly all my cash withdrawals in the form of cashback from my local pub or the supermarket, as in buy a round of drinks and get £50 cashback. There is no charge for this. This just shows up on my statements as a card purchase of £X (cost of drinks/shopping plus £50)

My question is, can I do this with a cashback credit card, or will these transactions be regarded as a cash withdrawal and incur a fee/instant interest? If I can, this seems a good way of maximising your cashback. Every time you buy a drink or go shopping you could get the maximum allowed cash back, pay any excess cash back into your current account and pay the card off each month.

Your opinions please

Brighty

Unbelievable_2

As far as I know you cannot get cashback on credit cards at supermarket check-outs, only on debit cards (ie, switch/delta)

Brighty

!!!!!!

Oh well, was a nice idea

Did wonder why no one had thought of it before ;D

Cheers for the help Unbelievable

Margaret_Millne

If you can do virtually all of your purchases using the cashback credit card you will probably find you don't need as much cash anyway.  I even use me cashback card for couple of quid purchases at supermarkets - I get some funny looks but so what - I believe Martin even advocates paying for something as small as a chocolate bar with the card, although he would probably say you don't need the chocolate bar in the first place.