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UK Business Banking Help!
I'm self-employed (SE) as an actor, and currently any earnings I make are paid into my personal current account. I have contemplated opening a business bank account for all my SE income to go to, but all my expenses towards my SE come out of my personal account. My expenses are significantly greater than income at the…
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Review my budget: what should we do with an extra £500/month?
Hi all, Not sure if this is allowed here, but: I'd love to have you look at our household budget & tell us if there's anything glaring, either that we aren't doing and should be, or that we should stop doing. General Situation My wife & I live in SE London. 3 bed house, no kids, 1 cat. We owe ~£288,000 on our mortgage (2%…
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First Direct £130 switch offer.
I noticed that nowhere does it state that it requires two direct debits like most other switch offers. So if I was able to open an account, switch an old current account and pay in £1000 then I would quality for the switching bonus.
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Bonus for joining - no previous account?
There are plenty of offers for transferring your current account to a new one - but what if you don’t have a previous account? Are there any offers? Cheers!
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% percentages to use for budgeting and increase in Electric costs
Hello, Our Electric has increased from £91 per month to £165 per month I need to re-budget our finances and I think I've been budgeting all wrong. I first take the amount of income we have coming in (all benefits) - PIP (I have previously been including the amount that goes straight to motability and then offsetting it in…
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Google Pay funding options
I'm just starting out using Google Pay and trying to understand how this works as in what information is passed to the retailer I am paying. Lidl do not take American Express but if I add an American Express card to my Google Pay account can I pay Lidl funded by the American Express card. I think Google Pay creates a…
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Tesco launches new pre-paid debit card and linked savings account
May be useful to some who want to ring-fence funds.... The new offering, called Tesco Clubcard Pay+, is designed to help people to budget and save, the company said. You can top up the debit card from any UK bank account. Clubcard Pay+ is not designed to be used as your main bank account, and it should not be confused with…
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Co-op bank website down this morning
co-operativebank.co.uk and smile.co.uk are just returning "502 bad gateway" message at the moment. Spotted this twitter message by searching as it is a reply to someone (they haven't posted on their page) and down detector has been getting reports since 9.30am, but no officially posted message. Something is amiss and…
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New Style Debit Cards
So which banks have the new Style Debit cards where all your details are on the Back the banks I know of so far that have done it, TSB Halifax First Direct RBS Chasse Starling Are there any other banks that are likely to change their debit cards in the near future, Do you guys/girls like the new design cards?
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TSB - The Unique Way You Type!
Just
read through and e-mail from TSB about authorising online payments
using a one-time password from 28 January. Seemed OK until I got to: “And
to be extra secure… It’s
in all our interests to help combat fraud, so as an additional layer
of security when you approve your purchase using a one-time password,
you’ll also be…
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Nationwide pays £60 to banking customers affected by its recent glitch
Nationwide has paid around 20,000 banking customers £60 in compensation after a technical error saw their direct debits fail as a result of not being able to transfer funds into their accounts. Read the full story: Nationwide pays £60 to banking customers affected by its recent glitch If you haven’t already, join the…
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HSBC Advance - not had free £140
I applied to transfer my bank account to HSBC on 19 August 2020 via the MSE weekly email, following a link - this was the last day of the offer. I never got an email confirmation of opening the account that day but then it came on 24 August 2020 and my account all switched in September 2020. I never got my free £140 but I…
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Irregular Apple Pay payments from current account
I was very shaken to discover that, over a period of three days, £3.5k in Apple Pay payments was made to a cab company in a different city to my home address from my account. These were small transactions often overnight, minutes apart, and amounted to literally dozens of outgoings. My iPhone has Apple Pay on it via a…
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Nationwide flex plus account worldwide travel Insurance
Just received my annual renewal notice for my travel Insurance as part of the Flex Plus account £16 month. Rang UK insurance as per usual to confirm that I was still covered for my asthma and answered a lengthy questionnaire regarding my health. Absolutely nothing has changed, I have never had any medical issues, healthy,…
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First Party Fraud
I am a landlord of a couple of residential properties. In the last few days one of my tenants should have paid their rent. When it was late i dropped her a message to ask about it because its not the 1st time there has been payment problems. She has text to say her bank account was blocked the day before and sent me a…
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NATIONWIDE FLEXDIRECT
Hello, I want to switch current accounts from Santander Lite to Nationwide FlexDirect. In the newsletter Martin suggests applying 1st, not switching until the account is fully open (in order to get £125 bonus). The trouble is, if I open a page for a Nationwide FlexDirect account, it asks to give details of your existing…
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Financial Planning — Advice Sought
Hi – My OH and I would really like to get on top of our family finances this year but feel slightly overwhelmed by the various financial planning to-do's on our list and the sheer amount of advice out there relating to each of them. I was wondering if in our case, speaking with a financial advisor might be beneficial, and…
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Switch offer pay ins
Can someone confirm the one-off/monthly pay in(s) for these switch offers: a) natwest b) rbsc) lloyds is natwest and rbs both one-off (although can be paid in as one lump sum or in dribs and drabs) payin while the lloyds is a monthly paying (again can be paid in a lump sum per month or many payins per month to add up to…
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It's time to slay the pelican! Five easy ways to save on bills in 2022
From 0% balance transfers to switching up your broadband, see our top five tips for saving money in 2022... Read the full story: It's time to slay the pelican! Five easy ways to save on bills in 2022 If you haven’t already, join the forum to reply.
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New bank account
Hi I am wanting to open a new bank account and deposit a few thousand pounds to start with what is the best account to pick ?
