Google Pay funding options

SandLake

I'm just starting out using Google Pay and trying to understand how this works as in what information is passed to the retailer I am paying.

Lidl do not take American Express but if I add an American Express card to my Google Pay account can I pay Lidl funded by the American Express card.

I think Google Pay creates a temporary card number (possibly a valid American Express number) and uses that to pay Lidl, all I can see is the last 4 digits of the card number so I can't tell if it is American Express or not.

I guess I could just try it and see if Lidl accept it.

DCFC79

SandLake said:

I'm just starting out using Google Pay and trying to understand how this works as in what information is passed to the retailer I am paying.

Lidl do not take American Express but if I add an American Express card to my Google Pay account can I pay Lidl funded by the American Express card.

I think Google Pay creates a temporary card number (possibly a valid American Express number) and uses that to pay Lidl, all I can see is the last 4 digits of the card number so I can't tell if it is American Express or not.

I guess I could just try it and see if Lidl accept it.

Yes try it and see if it works.

dr_adidas01

SandLake said:

I'm just starting out using Google Pay and trying to understand how this works as in what information is passed to the retailer I am paying.

Lidl do not take American Express but if I add an American Express card to my Google Pay account can I pay Lidl funded by the American Express card.

I think Google Pay creates a temporary card number (possibly a valid American Express number) and uses that to pay Lidl, all I can see is the last 4 digits of the card number so I can't tell if it is American Express or not.

I guess I could just try it and see if Lidl accept it.

Lidl does accept Amex and has done since 2019,
I’ve used mine there quite a few times.  

I remember when they started I got a an offer of £5 statement credit back in April and May 2019 for spending £20 in Lidl. 

So where have you got this notion that they don’t accept Amex from? 

SandLake

My local Lidl (Northern Ireland) didn't take it about a week ago.

Maybe there was something wrong, all I know is I tried my card it 'it wouldn't go through'

Chino

SandLake said:

My local Lidl (Northern Ireland) didn't take it about a week ago.

According to the help article How can I pay at Lidl?:

The following cashless payment options are available to you:

• Maestro
• VISA
• MasterCard
• American Express
• Mobile Device Payment eg Apple Pay & Samsung Pay

And to make your payment easier we also accept contactless payments (maximum spend applies to contactless cards).

[Deleted User]

SandLake said:

My local Lidl (Northern Ireland) didn't take it about a week ago.

Maybe there was something wrong, all I know is I tried my card it 'it wouldn't go through'

Lidl NI has always been more aligned with Lidl ROI, so isn't always the same as Lidl GB.

Google Pay just creates a virtual card number linked to your main account (you can see the last four digits in the app). The retailer has to take Amex plus be set-up to accept Amex contactless. 

WillPS

Deleted_User said:

SandLake said:

My local Lidl (Northern Ireland) didn't take it about a week ago.

Maybe there was something wrong, all I know is I tried my card it 'it wouldn't go through'

Lidl NI has always been more aligned with Lidl ROI, so isn't always the same as Lidl GB.

Google Pay just creates a virtual card number linked to your main account (you can see the last four digits in the app). The retailer has to take Amex plus be set-up to accept Amex contactless. 

Amex contactless acceptance is not all that's needed.

Case in point - one can pay at McDonalds with a physical Amex using contactless, or using a Mastercard or Visa via Google Pay, but they can't accept a tap from an Amex via Google Pay.