-
Tide Business Account problems
Hi Everyone. I apologise in advance for the long post, but I'm hoping someone on here can advise me on this matter. Although I have been self employed for many years, I recently set up an e-commerce business which meant I had to form a LTD company to separate the entity from my personal. While researching business bank…
-
Shawbrook Bank
We are with the Coventry, ATM and have been for 2 years. They are paying 0.3% interest PA, easy access. We have a joint account with the Coventry. Moved to them when the NS&I tried to rob everyone by crashing their no notice interest rates from a fraction under 1% to good as zero. Looking on this site, MSE/Martin…
-
Bank charges
First direct has recently imposed a charge of £5 for accepting a payment into my account in GBP (not euros) from a Belgium bank. Do you know of a valid reason for charging to receive money in £££££s? Might this be a precursor to introducing a charge for every GBP payments into my account?
-
Nationwide Flex Plus account - Breakdown cover changing from Britannia to AA in March
hi Just received notice that the Breakdown service on Flex Plus accounts is changing from Britannia’s to AA. Have always been a ‘fan’ of Britannia Breakdown because of their excellent response times and the fact they use local businesses close to where you breakdown. Never used AA in all my motoring years and would welcome…
-
Virgin Money Debit Card linked to a Yorkshire current account.
Hi, as a newbie, please excuse if I haven't posted in the most appropriate forum. I have been with Yorkshire Bank for many many years. It recently (about 2 years ago) "switched" its Debit Card to Virgin Money. During the last 20 years my (joint ) account has always been in the black and its used mainly for paying of…
-
£125 Nationwide switch for new customers - be careful!!
I took Martin's advice and opened a current account with Nationwide two days before I asked to switch my previous bank account to them, so that I could get the £125. Today I have received my £100 and not £125. I have just had a chat with them and it took a while, but they have now agreed to give me my extra £25. I kept the…
-
Surplus income
My husband and I are on the verge of buying our first home. I'm just wondering what's a normal amount to have as your "leftover" income? I have recently been looking at our income and spendings in quite specific detail. Most spendings are quite specific amount, I have included all bills, contracts, food shopping,…
-
Being paid to switch - 2 accounts?
Hello. I am wondering if it is possible to use the new bank incentive of switching and being paid on more than one account? I currently have several Natwest accounts: my regular current account where my personal incomings/outgoings are, a couple of savings accounts, and a second current account where my partner and I…
-
read the T and Cs
thanks latest newsletter/email what worries me slightly is why you do not warn people who switch bank accounts that some banks eg (FIRST DIRECT) will or may...require 'certified' ID documents...which invariably incur costs to obtainthe requirement is hidden in the T and Cs and I would bet that most do not read all of that.…
-
How can I manage my surplus to save for a deposit and rainy day?
Hi I would be grateful or any advice on the below: I currently have £1,450 after I have paid my direct debits. I currently have £1,500 in lifetime ISA however I have no rainy day fund and have always lived month to month. I have recently been taking £500 out my current straight away leaving me with approx. £850 take away…
-
Barclay card refund
I got a letter yesterday from Barclaycard. Refund of £1100 for past overcharge!! Closed my account over 2 years ago!
-
How to find details of multiple bank accounts with Power of Attorney?
Hiya, I recently received financial Power of Attorney for my Dad, who has dementia. I'm in the process of trying to sort his finances however it seems that he has multiple accounts with multiple banks, which he's hoarded all the paperwork for. I'm yet to get through all of the paperwork but thus-far I've discovered over 20…
-
Inheritance
My son has inherited some money and the terms of the will state it must be deposited in a bank with 2 signatories. Can anyone advise such an account?....it appears if you are a trust, club or a business there are such accounts but not for a personal account. Thank you
-
Change to a regular current account or stay until University
Hi all, I’m soon turning 18 and currently have a children’s bank account. I will be going to university this September and of course then will have a student bank account but I am wondering if it was worth opening a regular current account in between time and then applying for a Student account when possible (e.g A Level…
-
Warning: Don't bin letters from Barclaycard, its sending cheques of up to £300 to customers
Barclaycard is making payments of up to £300 to both former and existing credit card customers who were wrongly charged while on repayment plans in the "few years" leading up to and including 2018l. Read the full story: Warning: Don't bin letters from Barclaycard, its sending cheques of up to £300 to customers on repayment…
-
Company took money out of account without permission
Hi, not sure if this is the right place to post but hopefully someone might be able to help? I signed up to a yoga studio last year on a six month contract and set up a standing order at the time. After six months I cancelled the standing order, but forgot to set anything new up and continued to attend a few classes. I…
-
First Direct.
Has anyone tried to open up a First Direct bank account recently.? Applied 14 Dec 21. Completion date should have been 4thJan22. Nothing came in the post or email. No money was transferred from our existing account. Telephoned First Direct and was told it was been processed. Still nothing!! In contact again 10th Jan and…
-
HSBC Charges for Charitable Accounts.
Have just received the statements for the Charitable accounts we are running and indeed we have incurred charges. I just rang HSBC ( I got through in less than a minute!!) to see if we can avoid these charges and contrary to Sophie Kings article on here on 2nd September there is no get out for charities even if you are…
-
Starling - Can't find messages?!
Hey guys, So this, morning I had two messages on my phone in the notifications (general for Android, not Starling app). One of these was something about a direct debit being refused, by Vodafone, obviously important to rectify.. Try as I might I can't find this in the app anywhere! The notification was only part of the…
-
Joint account, different addresses!
Here's the scenario... Parents recently deceased, two executors (self and sister), parents' house needs to be maintained until it's sold (water, gas, electricity etc). There cash funds were transferred to my account - I don't really want it in my account (where it gets mixed up with my money plus my sister can't get at…
