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Failed Payments - 'Reversal'
Hi, sorry if this is the wrong section but I'm in need of assistance with an unusual issue with making payments to some retailers from my current account. I held a Halifax Current account for over 30 years with no issue until around 3 years ago when I found I was unable to make a payment online to CDKEYS. For some reason…
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What do you need to set up a childs trustee account
Following a divorce, we need to set up 3 Childs trustee accounts so that both partners have access to them and sign for any withdrawals (Part of the court order and ISA's are out) Can anyone advise what we need to do in order to get these set up? The bank mentioned a trustee letter from the solicitors? Thanks
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Standing Order Payment dates Santander/Nationwide
I have had a Nationwide Flex Plus Current Account and for years have been paying in £750 plus the monthly charge (currently £763) from my Santander 123 into the Nationwide account and paying the £750 straight back. Previously this happened on the 1st of the month without incident. 2 months ago I changed both dates to the…
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Bank account closed, nowhere to go.
Hi all, Looking for some advice for a friend here, who is currently at breaking point due to Barclays Bank. My friend is a dog breeder, and recently had trouble with a new buyer. The buyer pulled out of the transaction, and when my friend wouldn't return the deposit (non-refundable as stated in contract) the buyer reported…
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Nationwide Travel Insurance - waste of money?
Got stuck in Spain mid March due to Covid 19 lockdown and couldn't get a flight home until early July due to cancellations and government restrictions. Spoke to Nationwide early to discuss and told to keep all out of pocket receipts for a claim when we returned home. On our return one Nationwide rep told us we could only…
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Santander Payments Procedures
I’ve been a Santander customer for years( was A&L prior to this) and I have two issue that they cannot rectify. Firstly say I have direct debits or standing orders due out on a Monday they take the actual payment on the Sunday (not even late on but early in the day) but the date shows as Mondays date!! Secondly on payday…
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Wrong bank details
I've sold an item and sent an email with incorrect details for the payment to be made to me. The sort code I wrote does not exist, can I assume the payment will bounce back straight away to the company's account? I've rang the company and left the correct details and I'm waiting a callback.
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JP Morgan looks set to open digital bank in UK under Chase brand.
First quarter 2021. Nothing official yet. Online only. https://www.altfi.com/article/6966_jp-morgan-set-to-challenge-the-challengers-with-2021-uk-bank-launch
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Intro a friend at Metro Bank
Metro Bank have started giving each party £50 for switching. If anyone is with Metro could you link your referral? If allowed! https://metrobankinvite.co.uk/referafriend
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Starling Bank not reporting to Experian
I'm thinking of closing my TSB account and going full Starling as I only really need 1 current account, only problem is that Starling don't report to Experian, so if for example I go to apply for a loan or a credit card would the lender see on my credit report that I have no current account and then reject me? Might sound…
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Why is MSE recommending Virgin Money?
Was considering changing my current account to Virgin Money which is promoted on this site until I checked with Trust Pilot and saw that 89% of all customer reviews rated it as either Poor or Bad! I'm surprised there is no comment on this from MSE?
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Transfer £35k to Rep of Ireland account?
Hi I want to transfer £35k to my brother, who is currently resident in the Rep of IrelandWhat is the cheapest way to do this?
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Appalling service from First Direct after bank fraud
I'm desperately trying to speak to someone at First Direct who can resolve bank fraud. A significant amount was taken from my accounts 13 days ago. I have spent approx 20 hours on hold trying to speak to First Direct's Fraud team, who are apparently very busy. I'm given different (conflicting) information when I speak to…
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Temporary place for large amount of savings
I’m no stranger to having loads of current accounts and setting up direct debits/standing orders to get the most interest on savings but I don’t want the hassle of that for this. My partner currently has ~145000 from the sale of a property across two current accounts earning no interest. This is not her money and will only…
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Would my bank be able to do a chargeback?
Today I paid £15 for an item in a shop but for whatever reason the contactless wasn't working properly and I had to scan it 3 times. When I got home though and checked my online bank, the transaction was showing 3 times as pending. I went back to the shop and they told me to stop the 2 incorrect pending payments with my…
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What do the numbers mean
I have a debit out of my bank account. Can I find out who the company is by the numbers that are under The transactions
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Virgin Money / B-Online current account app
Has anyone else checked there banking app over the weekend to find an unusual black symbol against the current account balance panel? This is on the home page, in the top right of the account balance panel. It looks like a black triangle with an explanation mark (like a warning sign). Our account is fine, never goes…
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Virgin Money / B-Online current account app
Has anyone else checked there banking app over the weekend to find an unusual black symbol against the current account balance panel? This isIis on the home page, in the top right of the account balance panel. It looks like a black triangle with an explanation mark (like a warning sign). Our account is fine, never goes…
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Double chargeback
Bit of a long story, but I had ongoing issues with Harvey’s over a sofa I ordered in February. I cancelled this order back in May and was told to wait 30 days for a refund. Two weeks into this, Harvey’s went into administration and I had to fight to get my money back. I was loading with Harvey’s but also stArted a…
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My Halifax, Lloyds and BOS closing all my accounts!
Hello, I received letters automated across Lloyds, Halifax & Bank Of Scotland saying they will close all my accounts including credit card they have been dated in last couple of days... they have given me 65 days before they close my accounts. Can someone help me out with this?
