My Halifax, Lloyds and BOS closing all my accounts!

GeneralTrader

Hello,

I received letters automated across Lloyds, Halifax & Bank Of Scotland saying they will close all my accounts including credit card they have been dated in last couple of days... they have given me 65 days before they close my accounts.

Can someone help me out with this?

SpreadableToast

Sounds like you've done something to spook them.
They've given you more than enough notice so the best advice is to open an account elsewhere.

MovingForwards

Open up an account with a different banking group, set up new direct debits, standing orders and advise employer / DWP or whoever pays your income of your new account details.

Whatever you have done while using Lloyds group, don't do it again if you want to keep your new account.

GeneralTrader

MovingForwards said:

Open up an account with a different banking group, set up new direct debits, standing orders and advise employer / DWP or whoever pays your income of your new account details.

Whatever you have done while using Lloyds group, don't do it again if you want to keep your new account.

That is the thing they do not tell me what i done wrong so makes no sense, I filed a complaint to see if that goes anywhere aleast give a reason why they did that. 

surreysaver

Any outgoings or incomings from dubious sources? Using a personal account for business? 

DCFC79

GeneralTrader said:

MovingForwards said:

Open up an account with a different banking group, set up new direct debits, standing orders and advise employer / DWP or whoever pays your income of your new account details.

Whatever you have done while using Lloyds group, don't do it again if you want to keep your new account.

That is the thing they do not tell me what i done wrong so makes no sense, I filed a complaint to see if that goes anywhere aleast give a reason why they did that. 

I dont think they have to tell you or even obliged to.

Have you transfered any money to anyone or had a bank transfer paid into your account ?

MovingForwards

They won't tell you what you did wrong.

Have you been gambling and having your winnings paid in? Bitcoin? Using it as a business account? Payments in / out to various people? Something you have done they haven't liked.

GeneralTrader

surreysaver said:

Any outgoings or incomings from dubious sources? Using a personal account for business? 

I mainly use it to purchase things off Amazon, not incoming payments unless i have to top up (as in transfer funds from my other bank to bank of scotland to pay my direct debits). I have in the past used personal to receive business but i only did a couple of times. but i also opened business banking due to amount incoming which i use for business funds.

GeneralTrader

MovingForwards said:

They won't tell you what you did wrong.

Have you been gambling and having your winnings paid in? Bitcoin? Using it as a business account? Payments in / out to various people? Something you have done they haven't liked.

I have used my debit card on gambling sites in the past Yes, id say 4 months ago. Couple of them. I paid companies i mainly transfer between my other banks to this if i have to pay any direct debits linked to Bank of scotland for example.

jonesMUFCforever

Drip, drip drip - the fact that the OP has been given 2 months to close accounts suggest they do not think it is fraudulent transactions - maybe personal account for business purposes.

Thrugelmir

Did you apply for a BBL ?  When you did did you also open a business account?