My Halifax, Lloyds and BOS closing all my accounts!

notveryeducated

The fact that they have given you notice and not closed the account immediately is a good thing, sometimes they block and close the account without any warning. This means they know you are not doing anything illegal they just simply do not want you as a customer anymore. 

GeneralTrader

notveryeducated said:

The fact that they have given you notice and not closed the account immediately is a good thing, sometimes they block and close the account without any warning. This means they know you are not doing anything illegal they just simply do not want you as a customer anymore. 

For what reason? What flagged it though?? I filed multiple complaints on resolver across all banks il see what can be done also heard someone recover it by doing a appeal anyone know anything about it?

Shakin_Steve

You call yourself General Trader. Perhaps the bank, although unable to prove anything illegal, just don't like the way you run your account. There was a case earlier where an account was closed because wages were paid into the account in cash. If banks have the slightest doubt, it's easier for them to close the account than risk an investigation.
Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

GeneralTrader

Shakin_Steve said:

You call yourself General Trader. Perhaps the bank, although unable to prove anything illegal, just don't like the way you run your account. There was a case earlier where an account was closed because wages were paid into the account in cash. If banks have the slightest doubt, it's easier for them to close the account than risk an investigation.
Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

Ah i see...thank you.

bobblebob

I do think banks should be make to tell you the reason for closure. How can you appeal if you dont know what you're appealing against? If they made a mistake, you have no course to get them to correct it.

Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

How can you be careful if you dont know what you did wrong in the first place tho?

bigadaj

You could read through the terms and conditions of your account and see if any of your actions could be interpreted as breaching them as others have noted above

jonesMUFCforever

bobblebob said:

I do think banks should be make to tell you the reason for closure. How can you appeal if you dont know what you're appealing against? If they made a mistake, you have no course to get them to correct it.

Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

How can you be careful if you dont know what you did wrong in the first place tho?

Did you read the terms and conditions of the LBG accounts when you opened them?
It clearly states there that you cannot run a personal account for business purposes.

wiseonesomeofthetime

My first thought was business use on a personal account too.

Fact been given 65 days to clear funds and not had them blocked and/or returned to sender suggests the same too.

GeneralTrader

bobblebob said:

I do think banks should be make to tell you the reason for closure. How can you appeal if you dont know what you're appealing against? If they made a mistake, you have no course to get them to correct it.

Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

How can you be careful if you dont know what you did wrong in the first place tho?

Exactly.

Shakin_Steve

GeneralTrader said:

bobblebob said:

I do think banks should be make to tell you the reason for closure. How can you appeal if you dont know what you're appealing against? If they made a mistake, you have no course to get them to correct it.

Even though you think you've done nothing wrong, I'd be very careful with your new account, or you risk the same outcome.

How can you be careful if you dont know what you did wrong in the first place tho?

Exactly.

Only you know what has been going in and out of your bank account. If you feel aggrieved by the process then put in a complaint.