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HSBC bank accounts for the homeless
What's your opinions/views on this? https://www.mirror.co.uk/money/hsbc-starts-offering-bank-accounts-21073777 I personally think it's a good idea, but no doubt some on here will find a reason for it being a terrible idea, "Why should they?" with the "I'm alright Jack" attitude towards the homeless.
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TSB keeps on giving
I was mildly affected by TSBs internet banking issues last year, made a complaint and got a standard £25 compensation, which was fine for me, though the impacts on individuals with only one current account or small businesses must have been significant. Around a month ago I received a letter saying that they'd reviewed…
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Intelligent Finance Available Balance
Hi, it appears that Intelligent Finance have removed the available balance feature from their current account online banking service? All you can see now is your balance and overdraft limit, it doesn’t take into account any pending transactions. Has anyone else experienced this at all?
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Halifax - A more personal service letter
Anyone received one? They're promising to call me and set up a Personal Relationship Manager. I've only got Regular Savers, a couple of the Vantage c/a with not much in nowadays and barely used credit card. Similar story with Lloyds. Just a selling opportunity?
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Unknown Deposit
Hello, Today I received a sizeable Giro deposit from "FOUND CR CNS". Has anybody any idea who or what it is as I am not expecting anything from anyone!
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Cheque in business name but no business account to pay it into
Hi All Wonder if anyone can help. My partner wound his business up at the start of the year. No creditors, sold off the remaining stock, accountant sent final accounts in and he then received a refund for something from HMRC, closed his bank accounts and all done and dusted. He's just realised he had a refund due from a…
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Moving to Australia for 3 months - advice required
Hi, Firstly I just want to say please forgive me if I have posted this in the wrong area of the forum! I have recently accepted a secondment to work in the Australian branch of the company in work for in the UK. The secondment will be a total of 12 weeks starting in January and running until April. I would like some…
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Banks unfair treatment
At the end of March 2018 Nat West Bank returned two cheques that I had paid into my ltd company account. The cheques were made payable to the trading name of my company and the bank said that they were not in the name of the account. When I opened the account I had notified them of the trading name so I phoned the bank and…
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Expense tracker
All, I was wondering if anyone have used app like Money Dashboard for expense tracker? Any suggestion or against such apps? Thanks
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BGC and BACS
Hello, I'm not exactly very "money savvy" so I have a simple question. Is a BGC payment the same as a BACS payment. My employer says BACS is how we're paid but my statement says BGC. I only want to know because I was thinking about getting a monzo account to use the early pay feature.
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Transfer not debited
Hi Hope this is in the right place Long story short i sent some money to my current account from my savings account (held with the same bank) around £600 As soon as it hit my current account i relised I didn't need to make my purchase anymore so decided to send it back to savings account. as soon as it his the savings…
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Euros payment from UK to Belgium - cheap/free fee?
Hi guys I need to transfer money from a UK bank account to a Belgium bank account (must be in Euros) to pay for an event. Santander want to charge £25 to do this for me. Is there anyway I can do this myself at a lower rate, or even fee-free? Thank you in advance for any assistance.
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New HSBC charges? Help!!
Hi all, I’ve just read today about the new overdraft charges from HSBC from next year. They’ll be 39.9% and I called the contact centre but they refused to give me any figures regarding how much it could cost me per month. My total arranged overdraft is £4000 and due to being on maternity, I am using it continually and on…
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Best buisness account for being paid in foreign currencies and to let cash build up
Hi, I'm paid in USD often and need to pay in USD so looking for a buisness account that doesn't charge extra for these. And I'm looking to withdraw dividends and wage combined of about 40k a year and let the cash build up. Any suggestions what would be the best bank account for this? I looked at tide.co as I would like a…
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New Current Account - Offline/Online Bank Cards
Hi so i have been on a basic bank account for so many years. The card has its disadvantages for example not using it at petrol pumps etc I have now for the first time in years got a current account. Are all cards with current accounts offline cards? What is the main difference between current account bank cards and basic…
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Converting NatWest Select Account to a Reward Account
Is this a simple process? Can I convert a Select Account to a Reward Account, or would I have to open a new account with NatWest? No information regarding this seems to be available on their website.
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Sending a Cheque To American Friend
I need to send my friend in the US $2000, but he is a very old school guy, doesn't have Paypal, doesn't trust giving out bank details, so wants a cheque in US $'s. Does anyone know how I can do this? I have a UK bank account.
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Open Banking - No longer supported by HSBC !!!
I have successfully added my Santander Current and Savings Accounts, My Halifax Clarity Creditcard Account and my Barclaycard Creditcard Account inside my Lloyds Mobile Banking App so I can see them alongside my 2 Lloyds Current Accounts and 1 Savings Account. Tesco Bank are not yet listed as a provider by Lloyds, so i…
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Multiple Accounts with Same Bank Question
Quick question - Has anyone got multiple bank accounts with the same bank? If so how would this work on your mobile app - do you need to log in separately with each account. I no most banks have it all on one account page but what if you have two separate accounts which require separate log ins
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Apps like Yolt
Yolt and other similar mobile apps, are they actually useful or just a convenient way of seeing info from all your added accounts in one shot? i have 2 small accounts added to Yolt and i must say i do find it handy not having to login to each bank individually, which these days is not that inconvenient, with finger print…
