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Over 700,000 RBS customers owed compensation after being overcharged on currency exchanges
About 730,000 RBS customers are owed compensation worth £40 million after being overcharged on foreign money transfers between 2010 and 2014...Read the full story: 'Over 700,000 RBS customers owed compensation after being overcharged on currency exchanges' Click reply below to discuss. If you haven’t already, join the…
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Overdraft changes April 2020
I am aware of changes coming to overdraft charges, which means basically your bank wont be able to charge you a fee. Currently my bank rbs charges me £6 per month, but on checking with my bank, they couldn't help me The reply I got, was Most banks have made there customers aware what the changes will be, and one other bank…
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HELP! Money put into my account and reference or name is a long number
Hello, I do hope someone can help as my bank has been terrible. I've had £300 deposited into my barclays current account 3 weeks ago (I've only recently looked at my statement) and I have no idea where it has come from. The description is a random 12 digit number and the reference is: FPS0000000000A7A BGC (there are…
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Incomplete Withdrawal Money not returned.
Hello Forum, I'll post this thread alongside a very rough/estimated timescale as my hopes of a positive resolution are very very slim. But this thread could at least generate some lessons learned or interest to anyone who comes across it. At the start of October I was in Munich, and used an ICCASH cash machine to withdraw…
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Can't open basic bank account
Hi, I'm only 21 years old however when i was 18 I had a HSBC account and went into overdraft of £20 which would increase by £5 a day and left this for 3 months, My bank account was closed shortly after this. Since then, I have applied for numerous bank accounts - each over a prolonged period of time as I'm aware too many…
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Recommendations?
I have been a First Direct customer for about 25 years and have always been very happy with them. Now however I find their new website layout beyond terrible and I cannot work with it at all. I have waited some months in the hope they will improve it but there is no sign of this. So, regretfully, I must look for another…
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Barclays cashback ... or not.
I suppose it depends on retailer but how long do you wait on cashback being paid up? I'm yet to receive a single one. I'm receiving the 2x £7 per month but nothing for using my card with specific retailers. End of August was the first one. Thorntons, Hotel Chocolat, Wilkos, Dominos, JD Sports .... no cashback from any of…
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Anyone else reducing their HSBC/First Direct Overdraft?
Following the price hike.... I have reduced mine down from £3000 to £1000 and have taken out a 0% card as my emergency (amongst savings of course too!)
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Money dashboard Budgets
Does anyone have a recommended way of working with the budget in money dashboard? I really like the way it pulls transactions from my banks and tags them however I'm not getting to grips with the Budget side of things yet. I'm used to YNAB budgeting where you setup budgets into under headings and spend all your money into…
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TSB were baffled
Two weeks ago we wrote a SANTANDER cheque for £100 pounds. Two days later we noticed that £100 pounds went out of our TSB current account (we keep this topped up to £1500 to gain 3% interest) On the TSB transaction the Santander cheque number was listed. So we went int our local TSB and asked them to explain why they had…
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direct debit to come from account closed after switch
Hi, I have recently switched accounts using the switching service. It's all fine, but a letter came yesterday from a different bank to say my next credit card bill will be taken from my old account (tomorrow) and then the new one afterwards. I know payments in are redirected, but I'm unsure about direct debits. I cannot…
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Taxpayer Identification Number required by bank
Not a problem more a query out of curiosity. Mrs K was recently asked by bank where she has one of her savings accounts to provide details of tax residency and taxpayer identification number (TIN). Although UK does not issue TIN as such, understand NI number suffices. I've never been asked for such details by same bank,…
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Monzo to charge 19%, 29% or 39% for overdrafts
Monzo will start charging 19%, 29% or 39% for overdrafts (depending on your credit score) rather than the current 50p per day.
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Refund processed to closed account
Hi, I’m sorry, I have googled this for days and just can’t seem to find a definite answer! I’m hoping somebody can help... A refund was processed on Sunday evening for £200 but after a few days of it not appearing in the bank I checked and it appeared to have gone to my Barclays account that closed last year. The refunding…
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Replacement For Microsoft Money
Hi, I know this has been asked before, but I have searched this site but can't find the replies. Obviously what I am looking for is a standalone easy to use free program/app like Microsoft Money that will operate on Windows 10. I have found some free alternatives online, but I just wanted the clever people from this site…
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Change bank account before mortgage application?
Hi all, I have just opened a Revolut account as i work and get paid in Norway and want to take advantage of being able to transfer my wages into a UK Bank account without getting charged the earth for it. I'm looking at applying for a mortage in the next 6 months and i have a Nationwide account which has been open for…
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Switched bank - what if someone pays my old account?
So Ive switched accounts from hsbc to natwest I was also in the middle of a loan process... they approved me and now want to send the money to my old account The switch is complete as of monday so my old account wont work anymore What if they send me the loan money to my old account or try to take a direct debit - will it…
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Halifax banking / sharedealing
I notice that on my Halifax online banking main screen there is now an entry showing the balance of my sharedealing account. That's new as far as I know, but perhaps someone will tell me it's been there for a while.
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Household budget accounts
Hi all, My first post! I am about to become a pensioner, and need to be careful with my available funds! I wondered if anyone can tell me if any UK bank operates household budgeting accounts? Many years ago the Midland bank had a home budget account available to current account customers, the idea being that you estimated…
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Virgin Money Current Account
It appears the Virgin Money current account is now available; https://uk.virginmoney.com/current-accounts/pca/apply
